Arch Capital Group Ltd. (ACGL)vsEquity Bancshares, Inc. (EQBK)
ACGL
Arch Capital Group Ltd.
$101.14
-3.26%
FINANCIAL SERVICES · Cap: $35.41B
EQBK
Equity Bancshares, Inc.
$50.73
+0.02%
FINANCIAL SERVICES · Cap: $1.03B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 8050% more annual revenue ($19.78B vs $242.65M). ACGL leads profitability with a 24.6% profit margin vs 14.8%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
EQBK
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Reasonable price relative to book value
Strong operational efficiency at 46.3%
Revenue surging 38.1% year-over-year
Earnings expanding 47.7% YoY
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Expensive relative to growth rate
Premium valuation, high expectations priced in
Smaller company, higher risk/reward
ROE of 4.3% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, EPS Growth, Return on Equity. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : EQBK
The strongest argument for EQBK centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 38.1% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : EQBK
The primary concerns for EQBK are PEG Ratio, P/E Ratio, Market Cap.
Key Dynamics to Monitor
ACGL profiles as a declining stock while EQBK is a growth play — different risk/reward profiles.
EQBK carries more volatility with a beta of 0.78 — expect wider price swings.
EQBK is growing revenue faster at 38.1% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 68/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Equity Bancshares, Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Equity Bancshares, Inc. is Equity Bank's banking holding company providing a range of banking, mortgage banking and financial services to individual and corporate clients. The company is headquartered in Wichita, Kansas.
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