Arch Capital Group Ltd. (ACGL)vsWSFS Financial Corporation (WSFS)
ACGL
Arch Capital Group Ltd.
$88.34
+0.58%
FINANCIAL SERVICES · Cap: $32.03B
WSFS
WSFS Financial Corporation
$71.77
+0.87%
FINANCIAL SERVICES · Cap: $3.92B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 1774% more annual revenue ($19.78B vs $1.06B). WSFS leads profitability with a 29.2% profit margin vs 24.6%. WSFS appears more attractively valued with a PEG of 0.98. WSFS earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Strong Buy79
out of 100
Grade: B+
WSFS
Exceptional Buy81
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 44.0%
Keeps 29 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : WSFS
The strongest argument for WSFS centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 29.2% and operating margin at 44.0%. Revenue growth of 16.1% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : WSFS
The primary concerns for WSFS are Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while WSFS is a growth play — different risk/reward profiles.
WSFS carries more volatility with a beta of 0.77 — expect wider price swings.
WSFS is growing revenue faster at 16.1% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
WSFS scores higher overall (81/100 vs 79/100), backed by strong 29.2% margins and 16.1% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
WSFS Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
WSFS Financial Corporation is the savings and loan holding company of the Wilmington Savings Fund Society, FSB, which offers various banking services in the United States. The company is headquartered in Wilmington, Delaware.
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