WallStSmart

American International Group Inc (AIG)vsWSFS Financial Corporation (WSFS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 2381% more annual revenue ($26.74B vs $1.08B). WSFS leads profitability with a 29.7% profit margin vs 11.1%. AIG appears more attractively valued with a PEG of 0.57. WSFS earns a higher WallStSmart Score of 77/100 (B+).

AIG

Buy

64

out of 100

Grade: C+

Growth: 2.7Profit: 5.5Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: 0.67

WSFS

Strong Buy

77

out of 100

Grade: B+

Growth: 7.3Profit: 7.5Value: 7.0Quality: 5.0
Piotroski: 5/9Altman Z: -0.57

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.578/10

Growing faster than its price suggests

P/E RatioValuation
13.9x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$1.72B8/10

Generating 1.7B in free cash flow

WSFS6 strengths · Avg: 8.7/10
Operating MarginProfitability
41.7%10/10

Strong operational efficiency at 41.7%

Profit MarginProfitability
29.7%9/10

Keeps 30 of every $100 in revenue as profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.988/10

Growing faster than its price suggests

P/E RatioValuation
13.3x8/10

Attractively priced relative to earnings

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Areas to Watch

AIG4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

Return on EquityProfitability
7.3%3/10

ROE of 7.3% — below average capital efficiency

EPS GrowthGrowth
-10.1%2/10

Earnings declined 10.1%

Altman Z-ScoreHealth
0.672/10

Distress zone — elevated risk

WSFS2 concerns · Avg: 2.0/10
Free Cash FlowQuality
$-14.45M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
-0.572/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : WSFS

The strongest argument for WSFS centers on Operating Margin, Profit Margin, Debt/Equity. Profitability is solid with margins at 29.7% and operating margin at 41.7%. PEG of 0.98 suggests the stock is reasonably priced for its growth.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.

Bear Case : WSFS

The primary concerns for WSFS are Free Cash Flow, Altman Z-Score.

Key Dynamics to Monitor

AIG profiles as a value stock while WSFS is a mature play — different risk/reward profiles.

WSFS carries more volatility with a beta of 0.75 — expect wider price swings.

WSFS is growing revenue faster at 8.8% — sustainability is the question.

AIG generates stronger free cash flow (1.7B), providing more financial flexibility.

Bottom Line

WSFS scores higher overall (77/100 vs 64/100), backed by strong 29.7% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

WSFS Financial Corporation

FINANCIAL SERVICES · BANKS - REGIONAL · USA

WSFS Financial Corporation is the savings and loan holding company of the Wilmington Savings Fund Society, FSB, which offers various banking services in the United States. The company is headquartered in Wilmington, Delaware.

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