Hartford Financial Services Group (HIG)vsWSFS Financial Corporation (WSFS)
HIG
Hartford Financial Services Group
$136.36
-0.32%
FINANCIAL SERVICES · Cap: $36.75B
WSFS
WSFS Financial Corporation
$79.73
-0.26%
FINANCIAL SERVICES · Cap: $4.07B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 2620% more annual revenue ($29.32B vs $1.08B). WSFS leads profitability with a 29.7% profit margin vs 14.9%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 79/100 (B+).
HIG
Strong Buy79
out of 100
Grade: B+
WSFS
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 36.1% YoY
Strong operational efficiency at 41.7%
Keeps 30 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Distress zone — elevated risk
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : WSFS
The strongest argument for WSFS centers on Operating Margin, Profit Margin, Debt/Equity. Profitability is solid with margins at 29.7% and operating margin at 41.7%. PEG of 0.98 suggests the stock is reasonably priced for its growth.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : WSFS
The primary concerns for WSFS are Free Cash Flow, Altman Z-Score.
Key Dynamics to Monitor
HIG profiles as a value stock while WSFS is a mature play — different risk/reward profiles.
WSFS carries more volatility with a beta of 0.75 — expect wider price swings.
WSFS is growing revenue faster at 8.8% — sustainability is the question.
HIG generates stronger free cash flow (1.1B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (79/100 vs 77/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →WSFS Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
WSFS Financial Corporation is the savings and loan holding company of the Wilmington Savings Fund Society, FSB, which offers various banking services in the United States. The company is headquartered in Wilmington, Delaware.
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