WallStSmart

ACI Worldwide Inc (ACIW)vsGoPro Inc (GPRO)

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Smart Verdict

WallStSmart Research — data-driven comparison

ACI Worldwide Inc generates 220% more annual revenue ($1.82B vs $568.59M). ACIW leads profitability with a 12.4% profit margin vs -28.5%. GPRO appears more attractively valued with a PEG of 0.73. ACIW earns a higher WallStSmart Score of 62/100 (C+).

ACIW

Buy

62

out of 100

Grade: C+

Growth: 7.3Profit: 6.0Value: 6.7Quality: 6.5
Piotroski: 5/9Altman Z: 2.50

GPRO

Hold

37

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 6.0Quality: 4.5
Piotroski: 3/9Altman Z: -1.59
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ACIWUndervalued (+45.9%)

Margin of Safety

+45.9%

Fair Value

$74.55

Current Price

$52.09

$22.46 discount

UndervaluedFair: $74.55Overvalued

Intrinsic value data unavailable for GPRO.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACIW1 strengths · Avg: 10.0/10
EPS GrowthGrowth
165.2%10/10

Earnings expanding 165.2% YoY

GPRO2 strengths · Avg: 9.0/10
Debt/EquityHealth
-2.6310/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.738/10

Growing faster than its price suggests

Areas to Watch

ACIW1 concerns · Avg: 4.0/10
PEG RatioValuation
1.784/10

Expensive relative to growth rate

GPRO4 concerns · Avg: 2.5/10
Market CapQuality
$226.94M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-236.1%2/10

ROE of -236.1% — below average capital efficiency

Revenue GrowthGrowth
-31.3%2/10

Revenue declined 31.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : ACIW

The strongest argument for ACIW centers on EPS Growth.

Bull Case : GPRO

The strongest argument for GPRO centers on Debt/Equity, PEG Ratio. PEG of 0.73 suggests the stock is reasonably priced for its growth.

Bear Case : ACIW

The primary concerns for ACIW are PEG Ratio.

Bear Case : GPRO

The primary concerns for GPRO are Market Cap, Piotroski F-Score, Return on Equity.

Key Dynamics to Monitor

ACIW profiles as a value stock while GPRO is a turnaround play — different risk/reward profiles.

GPRO carries more volatility with a beta of 2.44 — expect wider price swings.

ACIW is growing revenue faster at 7.3% — sustainability is the question.

ACIW generates stronger free cash flow (125M), providing more financial flexibility.

Bottom Line

ACIW scores higher overall (62/100 vs 37/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ACI Worldwide Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

ACI Worldwide, Inc., a software company, develops, markets, installs and supports a variety of software products and solutions to facilitate electronic payments to banks, financial intermediaries, merchants and invoice issuers globally. The company is headquartered in Naples, Florida.

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GoPro Inc

TECHNOLOGY · CONSUMER ELECTRONICS · USA

GoPro, Inc. develops and sells mountable and portable cameras, drones, and accessories in the United States and internationally. The company is headquartered in San Mateo, California.

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