WallStSmart

Accenture plc (ACN)vs9F Inc (JFU)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Accenture plc generates 22483% more annual revenue ($72.11B vs $319.32M). JFU leads profitability with a 80.2% profit margin vs 10.6%. JFU trades at a lower P/E of 1.3x. JFU earns a higher WallStSmart Score of 62/100 (C+).

ACN

Buy

60

out of 100

Grade: C+

Growth: 4.7Profit: 7.0Value: 7.3Quality: 5.3
Piotroski: 3/9Altman Z: 2.79

JFU

Buy

62

out of 100

Grade: C+

Growth: 5.3Profit: 6.5Value: 8.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ACNSignificantly Overvalued (-19.5%)

Margin of Safety

-19.5%

Fair Value

$160.91

Current Price

$192.29

$31.38 premium

UndervaluedFair: $160.91Overvalued
JFUUndervalued (+97.0%)

Margin of Safety

+97.0%

Fair Value

$148.36

Current Price

$3.16

$145.20 discount

UndervaluedFair: $148.36Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACN4 strengths · Avg: 8.5/10
Market CapQuality
$118.34B9/10

Large-cap with strong market position

Return on EquityProfitability
24.8%9/10

Every $100 of equity generates 25 in profit

P/E RatioValuation
15.8x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$3.67B8/10

Generating 3.7B in free cash flow

JFU3 strengths · Avg: 10.0/10
P/E RatioValuation
1.3x10/10

Attractively priced relative to earnings

Price/BookValuation
0.1x10/10

Reasonable price relative to book value

Profit MarginProfitability
80.2%10/10

Keeps 80 of every $100 in revenue as profit

Areas to Watch

ACN3 concerns · Avg: 3.7/10
PEG RatioValuation
1.554/10

Expensive relative to growth rate

EPS GrowthGrowth
4.0%4/10

4.0% earnings growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

JFU2 concerns · Avg: 3.0/10
Market CapQuality
$49.45M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.9%3/10

ROE of 6.9% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : ACN

The strongest argument for ACN centers on Market Cap, Return on Equity, P/E Ratio.

Bull Case : JFU

The strongest argument for JFU centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 80.2% and operating margin at 18.5%.

Bear Case : ACN

The primary concerns for ACN are PEG Ratio, EPS Growth, Piotroski F-Score.

Bear Case : JFU

The primary concerns for JFU are Market Cap, Return on Equity.

Key Dynamics to Monitor

ACN profiles as a value stock while JFU is a mature play — different risk/reward profiles.

JFU carries more volatility with a beta of 1.26 — expect wider price swings.

ACN is growing revenue faster at 8.3% — sustainability is the question.

ACN generates stronger free cash flow (3.7B), providing more financial flexibility.

Bottom Line

JFU scores higher overall (62/100 vs 60/100), backed by strong 80.2% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Accenture plc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Accenture plc is an Irish-domiciled multinational company that provides consulting and processing services. It has been incorporated in Dublin, Ireland since 2009.

9F Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · China

9F Inc. operates a digital financial account platform that integrates and personalizes financial services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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