Fidelity National Information Services Inc (FIS)vs9F Inc (JFU)
FIS
Fidelity National Information Services Inc
$40.95
-1.28%
TECHNOLOGY · Cap: $20.26B
JFU
9F Inc
$2.82
-6.18%
TECHNOLOGY · Cap: $33.20M
Smart Verdict
WallStSmart Research — data-driven comparison
Fidelity National Information Services Inc generates 3846% more annual revenue ($11.44B vs $289.88M). JFU leads profitability with a 58.0% profit margin vs 23.4%. JFU trades at a lower P/E of 1.3x. FIS earns a higher WallStSmart Score of 87/100 (A).
FIS
Exceptional Buy87
out of 100
Grade: A
JFU
Hold50
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+8.2%
Fair Value
$52.61
Current Price
$40.95
$11.66 discount
Margin of Safety
-0.9%
Fair Value
$4.47
Current Price
$2.82
$1.65 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 30.1% year-over-year
Earnings expanding 3041.0% YoY
Keeps 23 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 58 of every $100 in revenue as profit
Earnings expanding 1648.0% YoY
Safe zone — low bankruptcy risk
Areas to Watch
Elevated debt levels
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 6.6% — below average capital efficiency
Revenue declined 17.6%
Operating margin of -12.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : FIS
The strongest argument for FIS centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 23.4% and operating margin at 16.4%. Revenue growth of 30.1% demonstrates continued momentum.
Bull Case : JFU
The strongest argument for JFU centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 58.0% and operating margin at -12.2%.
Bear Case : FIS
The primary concerns for FIS are Debt/Equity, Altman Z-Score.
Bear Case : JFU
The primary concerns for JFU are Market Cap, Return on Equity, Revenue Growth.
Key Dynamics to Monitor
FIS profiles as a growth stock while JFU is a declining play — different risk/reward profiles.
JFU carries more volatility with a beta of 1.05 — expect wider price swings.
FIS is growing revenue faster at 30.1% — sustainability is the question.
FIS generates stronger free cash flow (695M), providing more financial flexibility.
Bottom Line
FIS scores higher overall (87/100 vs 50/100), backed by strong 23.4% margins and 30.1% revenue growth. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Fidelity National Information Services Inc
TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA
FIS is an American Fortune 500 company which offers a wide range of financial products and services. Headquartered in Jacksonville, Florida, FIS employs approximately 63,000 people worldwide. FIS is most known for its development of Financial Technology, or FinTech, and as of Q2 2020 it offers its solutions in three primary segments: Merchant Solutions, Banking Solutions, and Capital Market Solutions.
9F Inc
TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · China
9F Inc. operates a digital financial account platform that integrates and personalizes financial services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.
Compare with Other INFORMATION TECHNOLOGY SERVICES Stocks
Want to dig deeper into these stocks?