9F Inc (JFU) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
9F Inc stock (JFU) is currently trading at $3.16. 9F Inc PE ratio is 1.33. 9F Inc PS ratio (Price-to-Sales) is 0.15. Analyst consensus price target for JFU is $9.10. WallStSmart rates JFU as Hold.
- JFU PE ratio analysis and historical PE chart
- JFU PS ratio (Price-to-Sales) history and trend
- JFU intrinsic value — DCF, Graham Number, EPV models
- JFU stock price prediction 2025 2026 2027 2028 2029 2030
- JFU fair value vs current price
- JFU insider transactions and insider buying
- Is JFU undervalued or overvalued?
- 9F Inc financial analysis — revenue, earnings, cash flow
- JFU Piotroski F-Score and Altman Z-Score
- JFU analyst price target and Smart Rating
9F Inc
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JFU Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · 9F Inc (JFU)
JFU trades at a significant discount to its Graham intrinsic value of $148.36, offering a 97% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
9F Inc (JFU) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in price/sales, price/book, eps growth. Concerns around market cap and return on equity. Fundamentals are solid but monitor weak areas for improvement.
9F Inc (JFU) Key Strengths (4)
Paying less than $1 for every $1 of annual revenue
Trading below book value, meaning the market prices it less than net assets
Earnings per share surging 1648.00% year-over-year
Keeps $80 of every $100 in revenue as net profit
Supporting Valuation Data
9F Inc (JFU) Areas to Watch (5)
Very low institutional interest at 0.06%
Micro-cap company with very limited liquidity and high volatility
Low profitability relative to shareholder equity
Modest revenue growth at 6.50%
Decent operational efficiency, solid but not exceptional
9F Inc (JFU) Detailed Analysis Report
Overall Assessment
This company scores 62/100 in our Smart Analysis, earning a C+ grade. Out of 9 metrics analyzed, 4 register as strengths (avg 10.0/10) while 5 fall into concern territory (avg 3.6/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, Price/Book, EPS Growth. Valuation metrics including Price/Sales (0.15), Price/Book (0.09) suggest the stock is attractively priced. Profitability is solid with Profit Margin at 80.20%. Growth metrics are encouraging with EPS Growth at 1648.00%.
The Bear Case
The primary concerns are Institutional Own., Market Cap, Return on Equity. Growth concerns include Revenue Growth at 6.50%, which may limit upside. Profitability pressure is visible in Return on Equity at 6.87%, Operating Margin at 18.50%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Institutional Own. improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 6.87% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 6.50% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Price/Sales, Price/Book) and negatives (Institutional Own., Market Cap). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
JFU Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
JFU's Price-to-Sales ratio of 0.15x trades 210% above its historical average of 0.05x (91th percentile), historically expensive. The current valuation is 26% below its historical high of 0.21x set in Dec 2025, and Infinity% above its historical low of 0x in Dec 2022. Over the past 12 months, the PS ratio has expanded from ~0.0x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for 9F Inc (JFU) · TECHNOLOGY › INFORMATION TECHNOLOGY SERVICES
The Big Picture
9F Inc is a mature, profitable business with steady cash generation. Revenue reached 319M with 7% growth year-over-year. Profit margins are strong at 80.2%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 687.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 80.2% and operating margin of 18.5% demonstrate strong pricing power and operational efficiency.
What to Watch Next
Sector dynamics: monitor INFORMATION TECHNOLOGY SERVICES industry trends, competitive moves, and regulatory changes that could impact 9F Inc.
Bottom Line
9F Inc is a well-established business delivering consistent profitability with 80.2% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About 9F Inc(JFU)
NASDAQ
TECHNOLOGY
INFORMATION TECHNOLOGY SERVICE...
China
9F Inc. operates a digital financial account platform that integrates and personalizes financial services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.