AGNC Investment Corp. (AGNCN)vsAnnaly Capital Management, Inc. (NLY)
AGNCN
AGNC Investment Corp.
$25.78
+0.16%
REAL ESTATE · Cap: $8.85B
NLY
Annaly Capital Management, Inc.
$22.61
+1.03%
REAL ESTATE · Cap: $16.40B
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 56% more annual revenue ($2.50B vs $1.60B). AGNCN leads profitability with a 91.7% profit margin vs 87.4%. NLY earns a higher WallStSmart Score of 77/100 (B+).
AGNCN
Buy59
out of 100
Grade: C
NLY
Strong Buy77
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+19.9%
Fair Value
$32.18
Current Price
$25.78
$6.40 discount
Margin of Safety
-13.9%
Fair Value
$20.02
Current Price
$22.61
$2.59 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 92 of every $100 in revenue as profit
Strong operational efficiency at 129.8%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 87 of every $100 in revenue as profit
Strong operational efficiency at 81.0%
Revenue surging 48.8% year-over-year
Earnings expanding 122.5% YoY
Areas to Watch
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Weak financial health signals
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNCN
The strongest argument for AGNCN centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 91.7% and operating margin at 129.8%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : NLY
The strongest argument for NLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 87.4% and operating margin at 81.0%. Revenue growth of 48.8% demonstrates continued momentum.
Bear Case : AGNCN
The primary concerns for AGNCN are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 8.21 is elevated, increasing financial risk.
Bear Case : NLY
The primary concerns for NLY are Piotroski F-Score, PEG Ratio, Free Cash Flow. Debt-to-equity of 6.95 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNCN carries more volatility with a beta of 1.33 — expect wider price swings.
AGNCN is growing revenue faster at 546.0% — sustainability is the question.
AGNCN generates stronger free cash flow (387M), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
NLY scores higher overall (77/100 vs 59/100), backed by strong 87.4% margins and 48.8% revenue growth. AGNCN offers better value entry with a 19.9% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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