Enact Holdings Inc (ACT)vsAssured Guaranty Ltd (AGO)
ACT
Enact Holdings Inc
$44.04
+1.90%
FINANCIAL SERVICES · Cap: $6.03B
AGO
Assured Guaranty Ltd
$75.05
-8.95%
FINANCIAL SERVICES · Cap: $3.70B
Smart Verdict
WallStSmart Research — data-driven comparison
Enact Holdings Inc generates 49% more annual revenue ($1.24B vs $832.00M). AGO leads profitability with a 60.5% profit margin vs 54.5%. AGO trades at a lower P/E of 8.0x. AGO earns a higher WallStSmart Score of 67/100 (B-).
ACT
Buy54
out of 100
Grade: C-
AGO
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 55 of every $100 in revenue as profit
Strong operational efficiency at 72.3%
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 61 of every $100 in revenue as profit
Earnings expanding 642.0% YoY
Areas to Watch
1.7% revenue growth
Weak financial health signals
Revenue declined 37.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACT
The strongest argument for ACT centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 54.5% and operating margin at 72.3%.
Bull Case : AGO
The strongest argument for AGO centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 60.5% and operating margin at 12.1%. PEG of 0.33 suggests the stock is reasonably priced for its growth.
Bear Case : ACT
The primary concerns for ACT are Revenue Growth, Piotroski F-Score.
Bear Case : AGO
The primary concerns for AGO are Revenue Growth.
Key Dynamics to Monitor
ACT profiles as a value stock while AGO is a declining play — different risk/reward profiles.
AGO carries more volatility with a beta of 0.81 — expect wider price swings.
ACT is growing revenue faster at 1.7% — sustainability is the question.
ACT generates stronger free cash flow (224M), providing more financial flexibility.
Bottom Line
AGO scores higher overall (67/100 vs 54/100), backed by strong 60.5% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Enact Holdings Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Enact Holdings Inc (ACT) is a premier provider of private mortgage insurance and risk management solutions, focusing on the U.S. housing sector. The company plays a critical role in facilitating homeownership and promoting sustainable housing initiatives, utilizing its strong capital position and strategic alliances to navigate market complexities. With a commitment to innovation and technological advancement, Enact is well-equipped to adapt to industry dynamics, positioning itself to seize growth opportunities while enhancing lender capabilities and effectively managing risk exposure.
Visit Website →Assured Guaranty Ltd
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Assured Guaranty Ltd., provides credit protection products to the public finance, infrastructure and structured finance markets in the United States and internationally. The company is headquartered in Hamilton, Bermuda.
Compare with Other INSURANCE - SPECIALTY Stocks
Want to dig deeper into these stocks?