Assured Guaranty Ltd (AGO)vsFirst American Corporation (FAF)
AGO
Assured Guaranty Ltd
$76.63
+2.30%
FINANCIAL SERVICES · Cap: $3.39B
FAF
First American Corporation
$67.02
+1.70%
FINANCIAL SERVICES · Cap: $6.70B
Smart Verdict
WallStSmart Research — data-driven comparison
First American Corporation generates 847% more annual revenue ($7.71B vs $814.00M). AGO leads profitability with a 51.0% profit margin vs 8.7%. AGO appears more attractively valued with a PEG of 0.33. FAF earns a higher WallStSmart Score of 68/100 (B-).
AGO
Buy61
out of 100
Grade: C+
FAF
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 51 of every $100 in revenue as profit
Strong operational efficiency at 24.3%
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 70.4% YoY
16.2% revenue growth
Areas to Watch
ROE of 7.9% — below average capital efficiency
Revenue declined 6.2%
Earnings declined 44.5%
Expensive relative to growth rate
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : AGO
The strongest argument for AGO centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 51.0% and operating margin at 24.3%. PEG of 0.33 suggests the stock is reasonably priced for its growth.
Bull Case : FAF
The strongest argument for FAF centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 16.2% demonstrates continued momentum.
Bear Case : AGO
The primary concerns for AGO are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : FAF
The primary concerns for FAF are PEG Ratio, Free Cash Flow.
Key Dynamics to Monitor
AGO profiles as a declining stock while FAF is a growth play — different risk/reward profiles.
FAF carries more volatility with a beta of 1.26 — expect wider price swings.
FAF is growing revenue faster at 16.2% — sustainability is the question.
AGO generates stronger free cash flow (190M), providing more financial flexibility.
Bottom Line
FAF scores higher overall (68/100 vs 61/100) and 16.2% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Assured Guaranty Ltd
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Assured Guaranty Ltd., provides credit protection products to the public finance, infrastructure and structured finance markets in the United States and internationally. The company is headquartered in Hamilton, Bermuda.
First American Corporation
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
First American Financial Corporation, provides financial services. The company is headquartered in Santa Ana, California.
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