WallStSmart

Assured Guaranty Ltd (AGO)vsAXIS Capital Holdings Ltd (AXS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AXIS Capital Holdings Ltd generates 704% more annual revenue ($6.69B vs $832.00M). AGO leads profitability with a 60.5% profit margin vs 16.0%. AGO appears more attractively valued with a PEG of 0.33. AXS earns a higher WallStSmart Score of 76/100 (B+).

AGO

Strong Buy

67

out of 100

Grade: B-

Growth: 5.3Profit: 6.5Value: 8.3Quality: 5.0

AXS

Strong Buy

76

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 7.0Quality: 5.0
Piotroski: 5/9Altman Z: 0.62

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGO5 strengths · Avg: 10.0/10
PEG RatioValuation
0.3310/10

Growing faster than its price suggests

P/E RatioValuation
8.0x10/10

Attractively priced relative to earnings

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Profit MarginProfitability
60.5%10/10

Keeps 61 of every $100 in revenue as profit

EPS GrowthGrowth
642.0%10/10

Earnings expanding 642.0% YoY

AXS4 strengths · Avg: 9.3/10
P/E RatioValuation
7.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.259/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
45.6%8/10

Earnings expanding 45.6% YoY

Areas to Watch

AGO1 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-37.4%2/10

Revenue declined 37.4%

AXS1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
0.622/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AGO

The strongest argument for AGO centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 60.5% and operating margin at 12.1%. PEG of 0.33 suggests the stock is reasonably priced for its growth.

Bull Case : AXS

The strongest argument for AXS centers on P/E Ratio, Price/Book, Debt/Equity. Profitability is solid with margins at 16.0% and operating margin at 19.0%. PEG of 1.18 suggests the stock is reasonably priced for its growth.

Bear Case : AGO

The primary concerns for AGO are Revenue Growth.

Bear Case : AXS

The primary concerns for AXS are Altman Z-Score.

Key Dynamics to Monitor

AGO profiles as a declining stock while AXS is a mature play — different risk/reward profiles.

AGO carries more volatility with a beta of 0.81 — expect wider price swings.

AXS is growing revenue faster at 8.0% — sustainability is the question.

AXS generates stronger free cash flow (519M), providing more financial flexibility.

Bottom Line

AXS scores higher overall (76/100 vs 67/100), backed by strong 16.0% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Assured Guaranty Ltd

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

Assured Guaranty Ltd., provides credit protection products to the public finance, infrastructure and structured finance markets in the United States and internationally. The company is headquartered in Hamilton, Bermuda.

AXIS Capital Holdings Ltd

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

AXIS Capital Holdings Limited, offers various specialized insurance and reinsurance products worldwide. The company is headquartered in Pembroke, Bermuda.

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