Automatic Data Processing Inc (ADP)vsMIND CTI Ltd (MNDO)
ADP
Automatic Data Processing Inc
$286.08
+0.25%
TECHNOLOGY · Cap: $113.74B
MNDO
MIND CTI Ltd
$0.90
-0.58%
TECHNOLOGY · Cap: $18.26M
Smart Verdict
WallStSmart Research — data-driven comparison
Automatic Data Processing Inc generates 113002% more annual revenue ($21.95B vs $19.41M). ADP leads profitability with a 20.1% profit margin vs 16.9%. MNDO appears more attractively valued with a PEG of 2.23. MNDO earns a higher WallStSmart Score of 62/100 (C+).
ADP
Buy62
out of 100
Grade: C+
MNDO
Buy62
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-84.1%
Fair Value
$165.18
Current Price
$286.08
$120.90 premium
Margin of Safety
+35.4%
Fair Value
$1.75
Current Price
$0.90
$0.85 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 73 in profit
Large-cap with strong market position
Keeps 20 of every $100 in revenue as profit
Strong operational efficiency at 23.5%
Generating 1.4B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 92.3% YoY
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Areas to Watch
Expensive relative to growth rate
Moderate valuation
Trading at 18.9x book value
Weak financial health signals
Expensive relative to growth rate
Smaller company, higher risk/reward
Weak financial health signals
Revenue declined 3.0%
Comparative Analysis Report
WallStSmart ResearchBull Case : ADP
The strongest argument for ADP centers on Return on Equity, Market Cap, Profit Margin. Profitability is solid with margins at 20.1% and operating margin at 23.5%.
Bull Case : MNDO
The strongest argument for MNDO centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 16.9% and operating margin at 15.0%.
Bear Case : ADP
The primary concerns for ADP are PEG Ratio, P/E Ratio, Price/Book.
Bear Case : MNDO
The primary concerns for MNDO are PEG Ratio, Market Cap, Piotroski F-Score.
Key Dynamics to Monitor
ADP profiles as a mature stock while MNDO is a declining play — different risk/reward profiles.
ADP carries more volatility with a beta of 0.84 — expect wider price swings.
ADP is growing revenue faster at 6.8% — sustainability is the question.
ADP generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ADP scores higher overall (62/100 vs 62/100), backed by strong 20.1% margins. MNDO offers better value entry with a 35.4% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Automatic Data Processing Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Automatic Data Processing, Inc. (ADP) is an American provider of human resources management software and services.
MIND CTI Ltd
TECHNOLOGY · SOFTWARE - APPLICATION · USA
MIND CTI Ltd. designs, develops, markets, supports, implements and operates offline and real-time customer support and converged billing software solutions in the Americas, Europe, Israel, Asia Pacific and Africa. The company is headquartered in Yokne'am Illit, Israel.
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