Automatic Data Processing Inc (ADP)vsProcore Technologies Inc (PCOR)
ADP
Automatic Data Processing Inc
$263.87
-3.48%
TECHNOLOGY · Cap: $97.18B
PCOR
Procore Technologies Inc
$53.79
+7.24%
TECHNOLOGY · Cap: $6.93B
Smart Verdict
WallStSmart Research — data-driven comparison
Automatic Data Processing Inc generates 1475% more annual revenue ($21.60B vs $1.37B). ADP leads profitability with a 20.1% profit margin vs -5.6%. ADP earns a higher WallStSmart Score of 66/100 (B-).
ADP
Strong Buy66
out of 100
Grade: B-
PCOR
Avoid28
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-60.5%
Fair Value
$158.82
Current Price
$263.87
$105.05 premium
Margin of Safety
+39.3%
Fair Value
$80.11
Current Price
$53.79
$26.32 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 68 in profit
Strong operational efficiency at 30.2%
Large-cap with strong market position
Keeps 20 of every $100 in revenue as profit
Generating 2.0B in free cash flow
Conservative balance sheet, low leverage
15.7% revenue growth
Areas to Watch
Expensive relative to growth rate
Trading at 16.6x book value
Distress zone — elevated risk
0.0% earnings growth
Weak financial health signals
ROE of -6.4% — below average capital efficiency
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ADP
The strongest argument for ADP centers on Return on Equity, Operating Margin, Market Cap. Profitability is solid with margins at 20.1% and operating margin at 30.2%.
Bull Case : PCOR
The strongest argument for PCOR centers on Debt/Equity, Revenue Growth. Revenue growth of 15.7% demonstrates continued momentum.
Bear Case : ADP
The primary concerns for ADP are PEG Ratio, Price/Book, Altman Z-Score.
Bear Case : PCOR
The primary concerns for PCOR are EPS Growth, Piotroski F-Score, Return on Equity.
Key Dynamics to Monitor
ADP profiles as a mature stock while PCOR is a growth play — different risk/reward profiles.
ADP carries more volatility with a beta of 0.84 — expect wider price swings.
PCOR is growing revenue faster at 15.7% — sustainability is the question.
ADP generates stronger free cash flow (2.0B), providing more financial flexibility.
Bottom Line
ADP scores higher overall (66/100 vs 28/100), backed by strong 20.1% margins. PCOR offers better value entry with a 39.3% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Automatic Data Processing Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Automatic Data Processing, Inc. (ADP) is an American provider of human resources management software and services.
Procore Technologies Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Procore Technologies, Inc. provides a cloud-based construction management platform and related software products. The company is headquartered in Carpinteria, California.
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