WallStSmart

AFC Gamma Inc (AFCG)vsBerkshire Hathaway Inc (BRK-B)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 13815372% more annual revenue ($375.39B vs $2.72M). BRK-B leads profitability with a 19.3% profit margin vs 0.0%. BRK-B earns a higher WallStSmart Score of 62/100 (C+).

AFCG

Hold

48

out of 100

Grade: D+

Growth: 6.0Profit: 4.5Value: 5.0Quality: 5.8
Piotroski: 3/9

BRK-B

Buy

62

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.59

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AFCG3 strengths · Avg: 10.0/10
Price/BookValuation
0.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
61.0%10/10

Strong operational efficiency at 61.0%

EPS GrowthGrowth
171.5%10/10

Earnings expanding 171.5% YoY

BRK-B6 strengths · Avg: 9.2/10
Market CapQuality
$1.02T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

EPS GrowthGrowth
119.6%10/10

Earnings expanding 119.6% YoY

Debt/EquityHealth
0.209/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.1x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$5.45B8/10

Generating 5.5B in free cash flow

Areas to Watch

AFCG4 concerns · Avg: 3.0/10
Market CapQuality
$86.35M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Debt/EquityHealth
1.093/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

BRK-B3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
10.062/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : AFCG

The strongest argument for AFCG centers on Price/Book, Operating Margin, EPS Growth. Revenue growth of 10.1% demonstrates continued momentum.

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.

Bear Case : AFCG

The primary concerns for AFCG are Market Cap, Profit Margin, Debt/Equity.

Bear Case : BRK-B

The primary concerns for BRK-B are Revenue Growth, Piotroski F-Score, PEG Ratio.

Key Dynamics to Monitor

AFCG carries more volatility with a beta of 0.81 — expect wider price swings.

AFCG is growing revenue faster at 10.1% — sustainability is the question.

BRK-B generates stronger free cash flow (5.5B), providing more financial flexibility.

Monitor ASSET MANAGEMENT industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BRK-B scores higher overall (62/100 vs 48/100), backed by strong 19.3% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AFC Gamma Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

AFC Gamma, Inc. originates, structures, underwrites and administers senior secured loans and other types of loans for established companies operating in the cannabis industry in states that have legalized medical and / or adult cannabis. The company is headquartered in West Palm Beach, Florida.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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