Afya Ltd (AFYA)vsWalmart Inc. (WMT)
AFYA
Afya Ltd
$14.44
+0.84%
CONSUMER DEFENSIVE · Cap: $1.25B
WMT
Walmart Inc.
$118.88
+0.45%
CONSUMER DEFENSIVE · Cap: $899.74B
Smart Verdict
WallStSmart Research — data-driven comparison
Walmart Inc. generates 19120% more annual revenue ($725.30B vs $3.77B). AFYA leads profitability with a 20.1% profit margin vs 3.1%. AFYA trades at a lower P/E of 8.5x. AFYA earns a higher WallStSmart Score of 62/100 (C+).
AFYA
Buy62
out of 100
Grade: C+
WMT
Hold49
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+74.6%
Fair Value
$61.03
Current Price
$14.44
$46.59 discount
Intrinsic value data unavailable for WMT.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 38.9%
Keeps 20 of every $100 in revenue as profit
Mega-cap, among the largest globally
Safe zone — low bankruptcy risk
Every $100 of equity generates 24 in profit
Areas to Watch
3.2% earnings growth
Smaller company, higher risk/reward
Premium valuation, high expectations priced in
Trading at 9.5x book value
3.1% margin — thin
Operating margin of 4.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : AFYA
The strongest argument for AFYA centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 20.1% and operating margin at 38.9%.
Bull Case : WMT
The strongest argument for WMT centers on Market Cap, Altman Z-Score, Return on Equity.
Bear Case : AFYA
The primary concerns for AFYA are EPS Growth, Market Cap.
Bear Case : WMT
The primary concerns for WMT are P/E Ratio, Price/Book, Profit Margin. Thin 3.1% margins leave little buffer for downturns.
Key Dynamics to Monitor
AFYA profiles as a mature stock while WMT is a value play — different risk/reward profiles.
WMT carries more volatility with a beta of 0.65 — expect wider price swings.
AFYA is growing revenue faster at 8.2% — sustainability is the question.
AFYA generates stronger free cash flow (418M), providing more financial flexibility.
Bottom Line
AFYA scores higher overall (62/100 vs 49/100), backed by strong 20.1% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Afya Ltd
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA
Afya Limited, is a medical education group in Brazil. The company is headquartered in Nova Lima, Brazil.
Visit Website →Walmart Inc.
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
Walmart Inc. is an American multinational retail corporation that operates a chain of hypermarkets, discount department stores, and grocery stores from the United States, headquartered in Bentonville, Arkansas. It also owns and operates Sam's Club retail warehouses.
Visit Website →Compare with Other EDUCATION & TRAINING SERVICES Stocks
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