WallStSmart

AGNC Investment Corp (AGNC)vsOrchid Island Capital Inc. (ORC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AGNC Investment Corp generates 901% more annual revenue ($1.80B vs $179.51M). AGNC leads profitability with a 92.9% profit margin vs 88.6%. ORC trades at a lower P/E of 5.5x. AGNC earns a higher WallStSmart Score of 75/100 (B+).

AGNC

Strong Buy

75

out of 100

Grade: B+

Growth: 4.7Profit: 8.0Value: 7.3Quality: 3.3
Piotroski: 2/9Altman Z: -0.95

ORC

Strong Buy

73

out of 100

Grade: B

Growth: 5.7Profit: 8.0Value: 8.3Quality: 3.3
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AGNCUndervalued (+83.7%)

Margin of Safety

+83.7%

Fair Value

$70.20

Current Price

$10.14

$60.06 discount

UndervaluedFair: $70.20Overvalued
ORCUndervalued (+87.1%)

Margin of Safety

+87.1%

Fair Value

$58.03

Current Price

$7.15

$50.88 discount

UndervaluedFair: $58.03Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGNC4 strengths · Avg: 10.0/10
P/E RatioValuation
6.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Profit MarginProfitability
92.9%10/10

Keeps 93 of every $100 in revenue as profit

Operating MarginProfitability
95.9%10/10

Strong operational efficiency at 95.9%

ORC4 strengths · Avg: 10.0/10
P/E RatioValuation
5.5x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
88.6%10/10

Keeps 89 of every $100 in revenue as profit

Operating MarginProfitability
94.7%10/10

Strong operational efficiency at 94.7%

Areas to Watch

AGNC3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
17.552/10

Expensive relative to growth rate

Altman Z-ScoreHealth
-0.952/10

Distress zone — elevated risk

ORC3 concerns · Avg: 2.3/10
Market CapQuality
$1.30B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Debt/EquityHealth
7.471/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : AGNC

The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 92.9% and operating margin at 95.9%.

Bull Case : ORC

The strongest argument for ORC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 88.6% and operating margin at 94.7%. Revenue growth of 10.0% demonstrates continued momentum.

Bear Case : AGNC

The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score.

Bear Case : ORC

The primary concerns for ORC are Market Cap, Piotroski F-Score, Debt/Equity. Debt-to-equity of 7.47 is elevated, increasing financial risk.

Key Dynamics to Monitor

ORC carries more volatility with a beta of 1.67 — expect wider price swings.

ORC is growing revenue faster at 10.0% — sustainability is the question.

AGNC generates stronger free cash flow (128M), providing more financial flexibility.

Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AGNC scores higher overall (75/100 vs 73/100), backed by strong 92.9% margins. ORC offers better value entry with a 87.1% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AGNC Investment Corp

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

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Orchid Island Capital Inc.

REAL ESTATE · REIT - MORTGAGE · USA

Orchid Island Capital, Inc., a specialty finance company, invests in Residential Mortgage-Backed Securities (RMBS) in the United States. The company is headquartered in Vero Beach, Florida.

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