AGNC Investment Corp. (AGNC)vsAnnaly Capital Management, Inc. (NLY)
AGNC
AGNC Investment Corp.
$9.97
+1.01%
REAL ESTATE · Cap: $11.82B
NLY
Annaly Capital Management, Inc.
$21.31
+1.24%
REAL ESTATE · Cap: $16.06B
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 36% more annual revenue ($3.25B vs $2.40B). AGNC leads profitability with a 94.4% profit margin vs 90.7%. AGNC appears more attractively valued with a PEG of 3.48. NLY earns a higher WallStSmart Score of 77/100 (B+).
AGNC
Strong Buy75
out of 100
Grade: B+
NLY
Strong Buy77
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-45.0%
Fair Value
$7.88
Current Price
$9.97
$2.09 premium
Margin of Safety
-8.8%
Fair Value
$20.96
Current Price
$21.31
$0.35 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 94 of every $100 in revenue as profit
Strong operational efficiency at 95.6%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 91 of every $100 in revenue as profit
Strong operational efficiency at 91.6%
Revenue surging 479.4% year-over-year
Earnings expanding 3426.0% YoY
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNC
The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 94.4% and operating margin at 95.6%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : NLY
The strongest argument for NLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 90.7% and operating margin at 91.6%. Revenue growth of 479.4% demonstrates continued momentum.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 7.16 is elevated, increasing financial risk.
Bear Case : NLY
The primary concerns for NLY are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 7.38 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNC carries more volatility with a beta of 1.30 — expect wider price swings.
AGNC is growing revenue faster at 546.0% — sustainability is the question.
NLY generates stronger free cash flow (1.4B), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
NLY scores higher overall (77/100 vs 75/100), backed by strong 90.7% margins and 479.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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