AGNC Investment Corp. (AGNC)vsAnnaly Capital Management, Inc. (NLY)
AGNC
AGNC Investment Corp.
$10.86
+1.31%
REAL ESTATE · Cap: $12.31B
NLY
Annaly Capital Management, Inc.
$22.61
+1.03%
REAL ESTATE · Cap: $16.40B
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 56% more annual revenue ($2.50B vs $1.60B). AGNC leads profitability with a 91.7% profit margin vs 87.4%. AGNC appears more attractively valued with a PEG of 3.48. NLY earns a higher WallStSmart Score of 77/100 (B+).
AGNC
Strong Buy73
out of 100
Grade: B
NLY
Strong Buy77
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-68.8%
Fair Value
$6.77
Current Price
$10.86
$4.09 premium
Margin of Safety
-13.9%
Fair Value
$20.02
Current Price
$22.61
$2.59 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 92 of every $100 in revenue as profit
Strong operational efficiency at 129.8%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 87 of every $100 in revenue as profit
Strong operational efficiency at 81.0%
Revenue surging 48.8% year-over-year
Earnings expanding 122.5% YoY
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Weak financial health signals
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNC
The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 91.7% and operating margin at 129.8%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : NLY
The strongest argument for NLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 87.4% and operating margin at 81.0%. Revenue growth of 48.8% demonstrates continued momentum.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score.
Bear Case : NLY
The primary concerns for NLY are Piotroski F-Score, PEG Ratio, Free Cash Flow. Debt-to-equity of 6.95 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNC carries more volatility with a beta of 1.33 — expect wider price swings.
AGNC is growing revenue faster at 546.0% — sustainability is the question.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
NLY scores higher overall (77/100 vs 73/100), backed by strong 87.4% margins and 48.8% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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