AGNC Investment Corp. (AGNC)vsAnnaly Capital Management, Inc. (NLY)
AGNC
AGNC Investment Corp.
$8.78
-0.45%
REAL ESTATE · Cap: $10.61B
NLY
Annaly Capital Management, Inc.
$18.75
-0.53%
REAL ESTATE · Cap: $13.79B
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 490% more annual revenue ($1.39B vs $236.00M). NLY leads profitability with a 80.3% profit margin vs 43.6%. AGNC appears more attractively valued with a PEG of 3.48. NLY earns a higher WallStSmart Score of 73/100 (B).
AGNC
Strong Buy67
out of 100
Grade: B-
NLY
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 44 of every $100 in revenue as profit
Strong operational efficiency at 102.1%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Reasonable price relative to book value
Keeps 80 of every $100 in revenue as profit
Strong operational efficiency at 107.3%
Revenue surging 479.4% year-over-year
Earnings expanding 3426.0% YoY
Attractively priced relative to earnings
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Premium valuation, high expectations priced in
Distress zone — elevated risk
ROE of 7.2% — below average capital efficiency
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNC
The strongest argument for AGNC centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 43.6% and operating margin at 102.1%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : NLY
The strongest argument for NLY centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 80.3% and operating margin at 107.3%. Revenue growth of 479.4% demonstrates continued momentum.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, P/E Ratio. A P/E of 179.0x leaves little room for execution misses. Debt-to-equity of 8.37 is elevated, increasing financial risk.
Bear Case : NLY
The primary concerns for NLY are Return on Equity, Piotroski F-Score, PEG Ratio. Debt-to-equity of 8.04 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNC carries more volatility with a beta of 1.34 — expect wider price swings.
AGNC is growing revenue faster at 546.0% — sustainability is the question.
NLY generates stronger free cash flow (2.7B), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
NLY scores higher overall (73/100 vs 67/100), backed by strong 80.3% margins and 479.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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