AGNC Investment Corp (AGNC)vsStarwood Property Trust Inc (STWD)
AGNC
AGNC Investment Corp
$10.01
+2.67%
REAL ESTATE · Cap: $10.95B
STWD
Starwood Property Trust Inc
$17.40
+1.84%
REAL ESTATE · Cap: $6.50B
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp generates 228% more annual revenue ($1.80B vs $547.93M). AGNC leads profitability with a 92.9% profit margin vs 75.1%. STWD appears more attractively valued with a PEG of 2.73. AGNC earns a higher WallStSmart Score of 75/100 (B+).
AGNC
Strong Buy75
out of 100
Grade: B+
STWD
Strong Buy67
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+83.4%
Fair Value
$68.80
Current Price
$10.01
$58.79 discount
Margin of Safety
+66.4%
Fair Value
$53.82
Current Price
$17.39
$36.42 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 93 of every $100 in revenue as profit
Strong operational efficiency at 95.9%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Reasonable price relative to book value
Keeps 75 of every $100 in revenue as profit
Revenue surging 62.6% year-over-year
Earnings expanding 78.0% YoY
Attractively priced relative to earnings
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
ROE of 6.0% — below average capital efficiency
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNC
The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 92.9% and operating margin at 95.9%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin, Revenue Growth. Profitability is solid with margins at 75.1% and operating margin at 11.2%. Revenue growth of 62.6% demonstrates continued momentum.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score.
Bear Case : STWD
The primary concerns for STWD are Return on Equity, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
AGNC carries more volatility with a beta of 1.35 — expect wider price swings.
AGNC is growing revenue faster at 546.0% — sustainability is the question.
STWD generates stronger free cash flow (190M), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
AGNC scores higher overall (75/100 vs 67/100), backed by strong 92.9% margins and 546.0% revenue growth. STWD offers better value entry with a 66.4% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
Compare with Other REIT - MORTGAGE Stocks
Want to dig deeper into these stocks?