AGNC Investment Corp. (AGNC)vsStarwood Property Trust Inc (STWD)
AGNC
AGNC Investment Corp.
$9.97
+1.01%
REAL ESTATE · Cap: $11.82B
STWD
Starwood Property Trust Inc
$15.00
+0.40%
REAL ESTATE · Cap: $6.03B
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 302% more annual revenue ($2.40B vs $597.28M). AGNC leads profitability with a 94.4% profit margin vs 38.2%. STWD appears more attractively valued with a PEG of 1.74. AGNC earns a higher WallStSmart Score of 75/100 (B+).
AGNC
Strong Buy75
out of 100
Grade: B+
STWD
Hold49
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-45.0%
Fair Value
$7.88
Current Price
$9.97
$2.09 premium
Margin of Safety
+84.7%
Fair Value
$118.26
Current Price
$15.00
$103.26 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 94 of every $100 in revenue as profit
Strong operational efficiency at 95.6%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Reasonable price relative to book value
Keeps 38 of every $100 in revenue as profit
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Expensive relative to growth rate
Moderate valuation
ROE of 5.3% — below average capital efficiency
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNC
The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 94.4% and operating margin at 95.6%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin. Profitability is solid with margins at 38.2% and operating margin at -5.9%. Revenue growth of 13.4% demonstrates continued momentum.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 7.16 is elevated, increasing financial risk.
Bear Case : STWD
The primary concerns for STWD are PEG Ratio, P/E Ratio, Return on Equity. Debt-to-equity of 3.65 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNC profiles as a growth stock while STWD is a mature play — different risk/reward profiles.
AGNC carries more volatility with a beta of 1.30 — expect wider price swings.
AGNC is growing revenue faster at 546.0% — sustainability is the question.
AGNC generates stronger free cash flow (218M), providing more financial flexibility.
Bottom Line
AGNC scores higher overall (75/100 vs 49/100), backed by strong 94.4% margins and 546.0% revenue growth. STWD offers better value entry with a 84.7% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
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