AGNC Investment Corp (AGNC)vsChicago Atlantic Real Estate Finance Inc (REFI)
AGNC
AGNC Investment Corp
$10.14
+2.01%
REAL ESTATE · Cap: $11.39B
REFI
Chicago Atlantic Real Estate Finance Inc
$12.05
+0.33%
REAL ESTATE · Cap: $260.13M
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp generates 3188% more annual revenue ($1.80B vs $54.66M). AGNC leads profitability with a 92.9% profit margin vs 65.9%. AGNC trades at a lower P/E of 6.8x. AGNC earns a higher WallStSmart Score of 75/100 (B+).
AGNC
Strong Buy75
out of 100
Grade: B+
REFI
Buy51
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+83.7%
Fair Value
$70.20
Current Price
$10.14
$60.06 discount
Margin of Safety
-4.2%
Fair Value
$11.42
Current Price
$12.05
$0.63 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 93 of every $100 in revenue as profit
Strong operational efficiency at 95.9%
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 66 of every $100 in revenue as profit
Strong operational efficiency at 57.7%
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
2.7% revenue growth
Smaller company, higher risk/reward
Earnings declined 3.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNC
The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 92.9% and operating margin at 95.9%.
Bull Case : REFI
The strongest argument for REFI centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 65.9% and operating margin at 57.7%.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score.
Bear Case : REFI
The primary concerns for REFI are Revenue Growth, Market Cap, EPS Growth.
Key Dynamics to Monitor
AGNC profiles as a mature stock while REFI is a value play — different risk/reward profiles.
AGNC carries more volatility with a beta of 1.35 — expect wider price swings.
AGNC is growing revenue faster at 5.5% — sustainability is the question.
AGNC generates stronger free cash flow (128M), providing more financial flexibility.
Bottom Line
AGNC scores higher overall (75/100 vs 51/100), backed by strong 92.9% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Chicago Atlantic Real Estate Finance Inc
REAL ESTATE · REIT - MORTGAGE · USA
Chicago Atlantic Real Estate Finance Inc. is a specialized Real Estate Investment Trust (REIT) focused on providing secured financing solutions primarily to the cannabis industry. By capitalizing on the growth of this rapidly expanding sector, the company strategically positions itself to enhance shareholder returns through a diversified portfolio. With a commitment to robust risk management and a seasoned management team equipped with deep industry insights, Chicago Atlantic aims to navigate the complexities of evolving regulatory landscapes while delivering attractive risk-adjusted returns to investors.
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