AGNC Investment Corp. (AGNC)vsChicago Atlantic Real Estate Finance Inc (REFI)
AGNC
AGNC Investment Corp.
$10.84
+2.17%
REAL ESTATE · Cap: $12.41B
REFI
Chicago Atlantic Real Estate Finance Inc
$10.27
+1.78%
REAL ESTATE · Cap: $216.77M
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 4718% more annual revenue ($2.40B vs $49.83M). AGNC leads profitability with a 94.4% profit margin vs 61.8%. REFI trades at a lower P/E of 7.1x. AGNC earns a higher WallStSmart Score of 75/100 (B+).
AGNC
Strong Buy75
out of 100
Grade: B+
REFI
Hold48
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-42.7%
Fair Value
$8.01
Current Price
$10.84
$2.83 premium
Intrinsic value data unavailable for REFI.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 94 of every $100 in revenue as profit
Strong operational efficiency at 95.6%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 62 of every $100 in revenue as profit
Strong operational efficiency at 54.3%
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
Weak financial health signals
Revenue declined 34.2%
Earnings declined 51.1%
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNC
The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 94.4% and operating margin at 95.6%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : REFI
The strongest argument for REFI centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 61.8% and operating margin at 54.3%.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 7.16 is elevated, increasing financial risk.
Bear Case : REFI
The primary concerns for REFI are Market Cap, Piotroski F-Score, Revenue Growth.
Key Dynamics to Monitor
AGNC profiles as a growth stock while REFI is a declining play — different risk/reward profiles.
AGNC carries more volatility with a beta of 1.30 — expect wider price swings.
AGNC is growing revenue faster at 546.0% — sustainability is the question.
AGNC generates stronger free cash flow (387M), providing more financial flexibility.
Bottom Line
AGNC scores higher overall (75/100 vs 48/100), backed by strong 94.4% margins and 546.0% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Chicago Atlantic Real Estate Finance Inc
REAL ESTATE · REIT - MORTGAGE · USA
Chicago Atlantic Real Estate Finance Inc. is a focused Real Estate Investment Trust (REIT) dedicated to delivering innovative financing to the burgeoning cannabis sector. By employing a strategic portfolio management approach and leveraging extensive industry expertise, the company aims to seize lucrative growth opportunities in this specialized market. Chicago Atlantic emphasizes rigorous risk management and regulatory compliance, allowing it to provide attractive risk-adjusted returns while maximizing shareholder value. With a robust leadership team at the helm, the firm is well-positioned to navigate the complexities of this evolving landscape and ensure sustained success for its investors.
Compare with Other REIT - MORTGAGE Stocks
Want to dig deeper into these stocks?