Annaly Capital Management, Inc. (NLY)vsStarwood Property Trust Inc (STWD)
NLY
Annaly Capital Management, Inc.
$18.75
-0.53%
REAL ESTATE · Cap: $13.79B
STWD
Starwood Property Trust Inc
$12.05
-6.44%
REAL ESTATE · Cap: $4.71B
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 133% more annual revenue ($1.39B vs $597.28M). NLY leads profitability with a 80.3% profit margin vs 38.2%. STWD appears more attractively valued with a PEG of 1.74. NLY earns a higher WallStSmart Score of 73/100 (B).
NLY
Strong Buy73
out of 100
Grade: B
STWD
Buy52
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for NLY.
Margin of Safety
+84.6%
Fair Value
$116.94
Current Price
$12.05
$104.89 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 80 of every $100 in revenue as profit
Strong operational efficiency at 107.3%
Revenue surging 479.4% year-over-year
Earnings expanding 3426.0% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 38 of every $100 in revenue as profit
Areas to Watch
ROE of 7.2% — below average capital efficiency
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Expensive relative to growth rate
ROE of 5.3% — below average capital efficiency
Weak financial health signals
Earnings declined 97.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : NLY
The strongest argument for NLY centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 80.3% and operating margin at 107.3%. Revenue growth of 479.4% demonstrates continued momentum.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin. Profitability is solid with margins at 38.2% and operating margin at -5.9%. Revenue growth of 13.4% demonstrates continued momentum.
Bear Case : NLY
The primary concerns for NLY are Return on Equity, Piotroski F-Score, PEG Ratio. Debt-to-equity of 8.04 is elevated, increasing financial risk.
Bear Case : STWD
The primary concerns for STWD are PEG Ratio, Return on Equity, Piotroski F-Score. Debt-to-equity of 3.65 is elevated, increasing financial risk.
Key Dynamics to Monitor
NLY profiles as a growth stock while STWD is a mature play — different risk/reward profiles.
NLY carries more volatility with a beta of 1.28 — expect wider price swings.
NLY is growing revenue faster at 479.4% — sustainability is the question.
NLY generates stronger free cash flow (2.7B), providing more financial flexibility.
Bottom Line
NLY scores higher overall (73/100 vs 52/100), backed by strong 80.3% margins and 479.4% revenue growth. STWD offers better value entry with a 84.6% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
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