American International Group Inc (AIG)vsEllington Residential Mortgage (EARN)
AIG
American International Group Inc
$74.80
+1.37%
FINANCIAL SERVICES · Cap: $39.67B
EARN
Ellington Residential Mortgage
$4.72
+0.85%
FINANCIAL SERVICES · Cap: $175.07M
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 74040% more annual revenue ($26.61B vs $35.89M). AIG leads profitability with a 11.6% profit margin vs -14.6%. AIG trades at a lower P/E of 13.7x. AIG earns a higher WallStSmart Score of 60/100 (C).
AIG
Buy60
out of 100
Grade: C
EARN
Hold37
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 68.4%
Attractively priced relative to earnings
Areas to Watch
ROE of 7.4% — below average capital efficiency
Revenue declined 7.2%
Earnings declined 5.6%
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of -2.8% — below average capital efficiency
Revenue declined 61.0%
Currently unprofitable
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : EARN
The strongest argument for EARN centers on Price/Book, Operating Margin, P/E Ratio.
Bear Case : AIG
The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : EARN
The primary concerns for EARN are Market Cap, Return on Equity, Revenue Growth.
Key Dynamics to Monitor
AIG profiles as a declining stock while EARN is a turnaround play — different risk/reward profiles.
EARN carries more volatility with a beta of 1.29 — expect wider price swings.
AIG is growing revenue faster at -7.2% — sustainability is the question.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
AIG scores higher overall (60/100 vs 37/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Ellington Residential Mortgage
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Ellington Residential Mortgage REIT, a real estate investment trust, specializes in acquiring, investing, and managing residential and real estate-related mortgage assets. The company is headquartered in Old Greenwich, Connecticut.
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