American International Group Inc (AIG)vsEnterprise Financial Services (EFSC)
AIG
American International Group Inc
$74.80
+1.37%
FINANCIAL SERVICES · Cap: $39.67B
EFSC
Enterprise Financial Services
$57.82
+0.47%
FINANCIAL SERVICES · Cap: $2.17B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 3736% more annual revenue ($26.61B vs $693.68M). EFSC leads profitability with a 28.9% profit margin vs 11.6%. AIG appears more attractively valued with a PEG of 0.86. EFSC earns a higher WallStSmart Score of 69/100 (B-).
AIG
Buy60
out of 100
Grade: C
EFSC
Strong Buy69
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 35.3%
Keeps 29 of every $100 in revenue as profit
Areas to Watch
ROE of 7.4% — below average capital efficiency
Revenue declined 7.2%
Earnings declined 5.6%
Distress zone — elevated risk
Earnings declined 0.8%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : EFSC
The strongest argument for EFSC centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 28.9% and operating margin at 35.3%. Revenue growth of 12.6% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : EFSC
The primary concerns for EFSC are EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
AIG profiles as a declining stock while EFSC is a mature play — different risk/reward profiles.
EFSC carries more volatility with a beta of 0.80 — expect wider price swings.
EFSC is growing revenue faster at 12.6% — sustainability is the question.
AIG generates stronger free cash flow (636M), providing more financial flexibility.
Bottom Line
EFSC scores higher overall (69/100 vs 60/100), backed by strong 28.9% margins and 12.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Enterprise Financial Services
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Enterprise Financial Services Corp is the financial holding company of Enterprise Bank & Trust offering banking and wealth management services to individual and corporate clients. The company is headquartered in Clayton, Missouri.
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