American International Group Inc (AIG)vsGladstone Capital Corporation (GLAD)
AIG
American International Group Inc
$74.80
+1.37%
FINANCIAL SERVICES · Cap: $39.67B
GLAD
Gladstone Capital Corporation
$18.90
+2.66%
FINANCIAL SERVICES · Cap: $415.94M
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 28928% more annual revenue ($26.61B vs $91.67M). GLAD leads profitability with a 38.9% profit margin vs 11.6%. AIG appears more attractively valued with a PEG of 0.86. AIG earns a higher WallStSmart Score of 60/100 (C).
AIG
Buy60
out of 100
Grade: C
GLAD
Buy56
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 39 of every $100 in revenue as profit
Strong operational efficiency at 73.1%
Areas to Watch
ROE of 7.4% — below average capital efficiency
Revenue declined 7.2%
Earnings declined 5.6%
Distress zone — elevated risk
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of 7.2% — below average capital efficiency
Earnings declined 80.1%
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : GLAD
The strongest argument for GLAD centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 38.9% and operating margin at 73.1%. Revenue growth of 11.6% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : GLAD
The primary concerns for GLAD are PEG Ratio, Market Cap, Return on Equity.
Key Dynamics to Monitor
AIG profiles as a declining stock while GLAD is a mature play — different risk/reward profiles.
GLAD carries more volatility with a beta of 0.95 — expect wider price swings.
GLAD is growing revenue faster at 11.6% — sustainability is the question.
AIG generates stronger free cash flow (636M), providing more financial flexibility.
Bottom Line
AIG scores higher overall (60/100 vs 56/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Gladstone Capital Corporation
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Gladstone Capital Corporation (GLAD) is a publicly traded business development company that focuses on providing debt and equity financing to lower middle-market businesses, driving their growth and expansion strategies. The firm adheres to a disciplined investment approach that prioritizes capital preservation while aiming to deliver attractive risk-adjusted returns through bespoke financing structures including term loans and equity investments. With a seasoned management team that possesses extensive industry knowledge, GLAD adeptly navigates various sectors and market trends, positioning itself for consistent performance amid a dynamic financial landscape. As a dedicated partner in long-term value creation, Gladstone Capital Corporation offers innovative financing solutions tailored to the unique needs of its portfolio companies.
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