American International Group Inc (AIG)vsGladstone Capital Corporation (GLAD)
AIG
American International Group Inc
$75.99
-0.41%
FINANCIAL SERVICES · Cap: $39.85B
GLAD
Gladstone Capital Corporation
$19.42
-0.26%
FINANCIAL SERVICES · Cap: $439.89M
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 26927% more annual revenue ($26.74B vs $98.93M). GLAD leads profitability with a 48.7% profit margin vs 11.1%. AIG appears more attractively valued with a PEG of 0.57. GLAD earns a higher WallStSmart Score of 66/100 (B-).
AIG
Buy64
out of 100
Grade: C+
GLAD
Strong Buy66
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Generating 1.7B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 49 of every $100 in revenue as profit
Strong operational efficiency at 74.3%
Earnings expanding 68.8% YoY
Areas to Watch
0.5% revenue growth
ROE of 7.3% — below average capital efficiency
Earnings declined 10.1%
Distress zone — elevated risk
Expensive relative to growth rate
Smaller company, higher risk/reward
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.57 suggests the stock is reasonably priced for its growth.
Bull Case : GLAD
The strongest argument for GLAD centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 48.7% and operating margin at 74.3%. Revenue growth of 13.1% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.
Bear Case : GLAD
The primary concerns for GLAD are PEG Ratio, Market Cap, Free Cash Flow.
Key Dynamics to Monitor
AIG profiles as a value stock while GLAD is a mature play — different risk/reward profiles.
GLAD carries more volatility with a beta of 0.93 — expect wider price swings.
GLAD is growing revenue faster at 13.1% — sustainability is the question.
AIG generates stronger free cash flow (1.7B), providing more financial flexibility.
Bottom Line
GLAD scores higher overall (66/100 vs 64/100), backed by strong 48.7% margins and 13.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Gladstone Capital Corporation
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Gladstone Capital Corporation (GLAD) is a leading publicly traded business development company that focuses on delivering tailored debt and equity financing to lower middle-market enterprises, facilitating their growth and strategic initiatives. Committed to a disciplined investment strategy centered on capital preservation, GLAD seeks to provide investors with attractive risk-adjusted returns through a diverse array of financing options, including term loans and equity investments. With a seasoned management team equipped with deep industry expertise, Gladstone Capital is strategically positioned to adapt to evolving market conditions, fostering enduring partnerships with portfolio companies and driving sustainable value creation.
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