WallStSmart

American International Group Inc (AIG)vsMain Street Capital Corporation (MAIN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 4550% more annual revenue ($26.74B vs $575.05M). MAIN leads profitability with a 78.5% profit margin vs 11.1%. AIG appears more attractively valued with a PEG of 0.57. AIG earns a higher WallStSmart Score of 64/100 (C+).

AIG

Buy

64

out of 100

Grade: C+

Growth: 2.7Profit: 5.5Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: 0.67

MAIN

Buy

60

out of 100

Grade: C

Growth: 7.3Profit: 8.0Value: 6.3Quality: 4.0
Piotroski: 3/9Altman Z: 1.32

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.578/10

Growing faster than its price suggests

P/E RatioValuation
13.9x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$1.72B8/10

Generating 1.7B in free cash flow

MAIN4 strengths · Avg: 9.5/10
P/E RatioValuation
11.3x10/10

Attractively priced relative to earnings

Profit MarginProfitability
78.5%10/10

Keeps 79 of every $100 in revenue as profit

Operating MarginProfitability
87.2%10/10

Strong operational efficiency at 87.2%

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

AIG4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

Return on EquityProfitability
7.3%3/10

ROE of 7.3% — below average capital efficiency

EPS GrowthGrowth
-10.1%2/10

Earnings declined 10.1%

Altman Z-ScoreHealth
0.672/10

Distress zone — elevated risk

MAIN4 concerns · Avg: 3.3/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.9%4/10

3.9% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Free Cash FlowQuality
$-67.59M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : MAIN

The strongest argument for MAIN centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 78.5% and operating margin at 87.2%.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.

Bear Case : MAIN

The primary concerns for MAIN are PEG Ratio, Revenue Growth, Piotroski F-Score.

Key Dynamics to Monitor

MAIN carries more volatility with a beta of 0.73 — expect wider price swings.

MAIN is growing revenue faster at 3.9% — sustainability is the question.

AIG generates stronger free cash flow (1.7B), providing more financial flexibility.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AIG scores higher overall (64/100 vs 60/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Main Street Capital Corporation

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Main Street Capital Corporation (MAIN) is a prominent publicly traded business development company specializing in customized debt and equity financing solutions for lower middle-market businesses across diverse industries such as manufacturing, healthcare, and business services. With a strategic focus on long-term value creation, MAIN aims to deliver compelling risk-adjusted returns while supporting the growth of its portfolio companies. Its seasoned investment team utilizes deep industry insights and a disciplined investment approach to cultivate significant income streams and promote sustainable success in the private equity landscape.

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