WallStSmart

American International Group Inc (AIG)vsManulife Financial Corp (MFC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Manulife Financial Corp generates 20% more annual revenue ($32.03B vs $26.70B). MFC leads profitability with a 20.0% profit margin vs 11.8%. AIG appears more attractively valued with a PEG of 0.62. MFC earns a higher WallStSmart Score of 77/100 (B+).

AIG

Strong Buy

72

out of 100

Grade: B

Growth: 4.7Profit: 5.5Value: 7.0Quality: 5.0
Piotroski: 4/9Altman Z: 0.67

MFC

Strong Buy

77

out of 100

Grade: B+

Growth: 8.7Profit: 6.5Value: 7.0Quality: 6.5
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.628/10

Growing faster than its price suggests

P/E RatioValuation
13.3x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

MFC6 strengths · Avg: 8.8/10
EPS GrowthGrowth
161.6%10/10

Earnings expanding 161.6% YoY

Market CapQuality
$64.15B9/10

Large-cap with strong market position

Profit MarginProfitability
20.0%9/10

Keeps 20 of every $100 in revenue as profit

Debt/EquityHealth
0.279/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.788/10

Growing faster than its price suggests

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Areas to Watch

AIG3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.4%4/10

1.4% revenue growth

Return on EquityProfitability
7.8%3/10

ROE of 7.8% — below average capital efficiency

Altman Z-ScoreHealth
0.672/10

Distress zone — elevated risk

MFC0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.62 suggests the stock is reasonably priced for its growth.

Bull Case : MFC

The strongest argument for MFC centers on EPS Growth, Market Cap, Profit Margin. Profitability is solid with margins at 20.0% and operating margin at 19.1%. Revenue growth of 12.1% demonstrates continued momentum.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.

Bear Case : MFC

No major red flags identified for MFC, but monitor valuation.

Key Dynamics to Monitor

AIG profiles as a value stock while MFC is a mature play — different risk/reward profiles.

MFC carries more volatility with a beta of 0.76 — expect wider price swings.

MFC is growing revenue faster at 12.1% — sustainability is the question.

MFC generates stronger free cash flow (3.5B), providing more financial flexibility.

Bottom Line

MFC scores higher overall (77/100 vs 72/100), backed by strong 20.0% margins and 12.1% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Manulife Financial Corp

FINANCIAL SERVICES · INSURANCE - LIFE · USA

Manulife Financial Corporation, offers financial products and services in Asia, Canada, the United States and internationally. The company is headquartered in Toronto, Canada.

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