WallStSmart

American International Group Inc (AIG)vsMedallion Financial Corp (MFIN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 7578% more annual revenue ($26.70B vs $347.76M). AIG leads profitability with a 11.8% profit margin vs 10.3%. AIG appears more attractively valued with a PEG of 0.62. AIG earns a higher WallStSmart Score of 69/100 (B-).

AIG

Strong Buy

69

out of 100

Grade: B-

Growth: 4.7Profit: 5.5Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

MFIN

Buy

63

out of 100

Grade: C+

Growth: 4.7Profit: 7.0Value: 7.7Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.628/10

Growing faster than its price suggests

P/E RatioValuation
13.4x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

MFIN4 strengths · Avg: 9.5/10
P/E RatioValuation
6.5x10/10

Attractively priced relative to earnings

Price/BookValuation
0.5x10/10

Reasonable price relative to book value

Operating MarginProfitability
45.0%10/10

Strong operational efficiency at 45.0%

PEG RatioValuation
0.778/10

Growing faster than its price suggests

Areas to Watch

AIG3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.4%4/10

1.4% revenue growth

Return on EquityProfitability
7.7%3/10

ROE of 7.7% — below average capital efficiency

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

MFIN3 concerns · Avg: 2.3/10
Market CapQuality
$230.39M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-6.4%2/10

Revenue declined 6.4%

EPS GrowthGrowth
-60.0%2/10

Earnings declined 60.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.62 suggests the stock is reasonably priced for its growth.

Bull Case : MFIN

The strongest argument for MFIN centers on P/E Ratio, Price/Book, Operating Margin. PEG of 0.77 suggests the stock is reasonably priced for its growth.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.

Bear Case : MFIN

The primary concerns for MFIN are Market Cap, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

AIG profiles as a value stock while MFIN is a declining play — different risk/reward profiles.

MFIN carries more volatility with a beta of 0.75 — expect wider price swings.

AIG is growing revenue faster at 1.4% — sustainability is the question.

AIG generates stronger free cash flow (155M), providing more financial flexibility.

Bottom Line

AIG scores higher overall (69/100 vs 63/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Medallion Financial Corp

FINANCIAL SERVICES · CREDIT SERVICES · USA

Medallion Financial Corp. The company is headquartered in New York City, New York.

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