American International Group Inc (AIG)vsWoori Financial Group Inc (WF)
AIG
American International Group Inc
$73.42
-1.15%
FINANCIAL SERVICES · Cap: $40.16B
WF
Woori Financial Group Inc
$60.57
-1.45%
FINANCIAL SERVICES · Cap: $14.39B
Smart Verdict
WallStSmart Research — data-driven comparison
Woori Financial Group Inc generates 37759% more annual revenue ($10.11T vs $26.70B). WF leads profitability with a 30.8% profit margin vs 11.8%. AIG appears more attractively valued with a PEG of 0.62. AIG earns a higher WallStSmart Score of 72/100 (B).
AIG
Strong Buy72
out of 100
Grade: B
WF
Buy64
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Earnings expanding 21.6% YoY
Attractively priced relative to earnings
Keeps 31 of every $100 in revenue as profit
Strong operational efficiency at 31.7%
Generating 13.5T in free cash flow
Reasonable price relative to book value
Areas to Watch
1.4% revenue growth
ROE of 7.8% — below average capital efficiency
Distress zone — elevated risk
Expensive relative to growth rate
Earnings declined 0.8%
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.62 suggests the stock is reasonably priced for its growth.
Bull Case : WF
The strongest argument for WF centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 30.8% and operating margin at 31.7%.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.
Bear Case : WF
The primary concerns for WF are PEG Ratio, EPS Growth, Altman Z-Score. Debt-to-equity of 2.71 is elevated, increasing financial risk.
Key Dynamics to Monitor
AIG profiles as a value stock while WF is a mature play — different risk/reward profiles.
WF carries more volatility with a beta of 0.57 — expect wider price swings.
WF is growing revenue faster at 5.9% — sustainability is the question.
WF generates stronger free cash flow (13.5T), providing more financial flexibility.
Bottom Line
AIG scores higher overall (72/100 vs 64/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Woori Financial Group Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Woori Financial Group Inc. is a commercial bank providing a range of financial services to individual, commercial and institutional clients in Korea. The company is headquartered in Seoul, South Korea.
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