Ategrity Specialty Insurance Company Holdings (ASIC)vsW. R. Berkley Corp (WRB)
ASIC
Ategrity Specialty Insurance Company Holdings
$20.34
+4.63%
FINANCIAL SERVICES · Cap: $919.83M
WRB
W. R. Berkley Corp
$68.57
+3.41%
FINANCIAL SERVICES · Cap: $25.42B
Smart Verdict
WallStSmart Research — data-driven comparison
W. R. Berkley Corp generates 3059% more annual revenue ($14.85B vs $470.18M). ASIC leads profitability with a 19.4% profit margin vs 12.6%. ASIC trades at a lower P/E of 10.0x. ASIC earns a higher WallStSmart Score of 68/100 (B-).
ASIC
Strong Buy68
out of 100
Grade: B-
WRB
Buy65
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Revenue surging 55.2% year-over-year
Earnings expanding 155.0% YoY
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 26.6%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 26.0% YoY
Areas to Watch
Smaller company, higher risk/reward
4.0% revenue growth
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ASIC
The strongest argument for ASIC centers on P/E Ratio, Revenue Growth, EPS Growth. Profitability is solid with margins at 19.4% and operating margin at 26.6%. Revenue growth of 55.2% demonstrates continued momentum.
Bull Case : WRB
The strongest argument for WRB centers on Debt/Equity, P/E Ratio, Price/Book.
Bear Case : ASIC
The primary concerns for ASIC are Market Cap.
Bear Case : WRB
The primary concerns for WRB are Revenue Growth, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
ASIC profiles as a growth stock while WRB is a value play — different risk/reward profiles.
ASIC is growing revenue faster at 55.2% — sustainability is the question.
WRB generates stronger free cash flow (640M), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ASIC scores higher overall (68/100 vs 65/100), backed by strong 19.4% margins and 55.2% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ategrity Specialty Insurance Company Holdings
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Ategrity Specialty Insurance Company Holdings, provides excess and surplus lines insurance and reinsurance products to small and medium-sized businesses in the United States.
Visit Website →W. R. Berkley Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
W. R. Berkley Corporation is a commercial lines property & casualty insurance holding company organized in Delaware and based in Greenwich, Connecticut.
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