Ategrity Specialty Insurance Company Holdings (ASIC)vsW. R. Berkley Corp (WRB)
ASIC
Ategrity Specialty Insurance Company Holdings
$27.47
+0.59%
FINANCIAL SERVICES · Cap: $1.32B
WRB
W. R. Berkley Corp
$69.90
-0.21%
FINANCIAL SERVICES · Cap: $25.90B
Smart Verdict
WallStSmart Research — data-driven comparison
W. R. Berkley Corp generates 2782% more annual revenue ($14.90B vs $516.88M). ASIC leads profitability with a 20.7% profit margin vs 12.9%. ASIC trades at a lower P/E of 12.5x. ASIC earns a higher WallStSmart Score of 70/100 (B-).
ASIC
Strong Buy70
out of 100
Grade: B-
WRB
Buy63
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 31.3%
Revenue surging 45.9% year-over-year
Earnings expanding 71.8% YoY
Conservative balance sheet, low leverage
Keeps 21 of every $100 in revenue as profit
Attractively priced relative to earnings
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Distress zone — elevated risk
1.2% revenue growth
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ASIC
The strongest argument for ASIC centers on Operating Margin, Revenue Growth, EPS Growth. Profitability is solid with margins at 20.7% and operating margin at 31.3%. Revenue growth of 45.9% demonstrates continued momentum.
Bull Case : WRB
The strongest argument for WRB centers on Debt/Equity, P/E Ratio, Price/Book.
Bear Case : ASIC
The primary concerns for ASIC are Market Cap, Altman Z-Score.
Bear Case : WRB
The primary concerns for WRB are Revenue Growth, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
ASIC profiles as a growth stock while WRB is a value play — different risk/reward profiles.
ASIC is growing revenue faster at 45.9% — sustainability is the question.
WRB generates stronger free cash flow (788M), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ASIC scores higher overall (70/100 vs 63/100), backed by strong 20.7% margins and 45.9% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ategrity Specialty Insurance Company Holdings
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Ategrity Specialty Insurance Company Holdings, provides excess and surplus lines insurance and reinsurance products to small and medium-sized businesses in the United States.
Visit Website →W. R. Berkley Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
W. R. Berkley Corporation is a commercial lines property & casualty insurance holding company organized in Delaware and based in Greenwich, Connecticut.
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