WallStSmart

The Allstate Corporation (ALL)vsStewart Information Services Corp (STC)

VS
⚡

Smart Verdict

WallStSmart Research — data-driven comparison

The Allstate Corporation generates 1977% more annual revenue ($70.14B vs $3.38B). ALL leads profitability with a 19.0% profit margin vs 3.6%. ALL appears more attractively valued with a PEG of 1.91. ALL earns a higher WallStSmart Score of 82/100 (A-).

ALL

Exceptional Buy

82

out of 100

Grade: A-

Growth: 7.3Profit: 8.5Value: 6.3Quality: 6.0
Piotroski: 5/9Altman Z: 1.42

STC

Buy

51

out of 100

Grade: C-

Growth: 3.3Profit: 5.0Value: 5.7Quality: 5.5
Piotroski: 2/9Altman Z: 2.11

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ALL6 strengths · Avg: 9.3/10
P/E RatioValuation
5.2x10/10

Attractively priced relative to earnings

Return on EquityProfitability
36.0%10/10

Every $100 of equity generates 36 in profit

EPS GrowthGrowth
61.2%10/10

Earnings expanding 61.2% YoY

Market CapQuality
$65.71B9/10

Large-cap with strong market position

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

STC2 strengths · Avg: 10.0/10
P/E RatioValuation
11.2x10/10

Attractively priced relative to earnings

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Areas to Watch

ALL2 concerns · Avg: 3.0/10
PEG RatioValuation
1.914/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.422/10

Distress zone — elevated risk

STC4 concerns · Avg: 3.0/10
Market CapQuality
$1.37B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
7.9%3/10

ROE of 7.9% — below average capital efficiency

Profit MarginProfitability
3.6%3/10

3.6% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : ALL

The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 19.0% and operating margin at 22.8%. Revenue growth of 11.8% demonstrates continued momentum.

Bull Case : STC

The strongest argument for STC centers on P/E Ratio, Price/Book. Revenue growth of 13.0% demonstrates continued momentum.

Bear Case : ALL

The primary concerns for ALL are PEG Ratio, Altman Z-Score.

Bear Case : STC

The primary concerns for STC are Market Cap, Return on Equity, Profit Margin. Thin 3.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

ALL profiles as a mature stock while STC is a value play — different risk/reward profiles.

STC carries more volatility with a beta of 1.04 — expect wider price swings.

STC is growing revenue faster at 13.0% — sustainability is the question.

ALL generates stronger free cash flow (3.7B), providing more financial flexibility.

Bottom Line

ALL scores higher overall (82/100 vs 51/100), backed by strong 19.0% margins and 11.8% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Allstate Corporation

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.

Visit Website →

Stewart Information Services Corp

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Stewart Information Services Corporation offers title insurance and real estate transaction services. The company is headquartered in Houston, Texas.

Want to dig deeper into these stocks?