WallStSmart

The Allstate Corporation (ALL)vsStewart Information Services Corp (STC)

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Smart Verdict

WallStSmart Research — data-driven comparison

The Allstate Corporation generates 2044% more annual revenue ($70.14B vs $3.27B). ALL leads profitability with a 19.0% profit margin vs 4.1%. ALL appears more attractively valued with a PEG of 1.69. ALL earns a higher WallStSmart Score of 85/100 (A-).

ALL

Exceptional Buy

85

out of 100

Grade: A-

Growth: 7.3Profit: 8.5Value: 6.3Quality: 5.5
Piotroski: 5/9Altman Z: 1.42

STC

Buy

55

out of 100

Grade: C-

Growth: 5.3Profit: 5.0Value: 5.0Quality: 5.5
Piotroski: 2/9Altman Z: 2.11

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ALL6 strengths · Avg: 9.3/10
P/E RatioValuation
4.5x10/10

Attractively priced relative to earnings

Return on EquityProfitability
39.5%10/10

Every $100 of equity generates 39 in profit

EPS GrowthGrowth
61.2%10/10

Earnings expanding 61.2% YoY

Market CapQuality
$57.44B9/10

Large-cap with strong market position

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

STC3 strengths · Avg: 8.7/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

P/E RatioValuation
13.8x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
24.3%8/10

Revenue surging 24.3% year-over-year

Areas to Watch

ALL2 concerns · Avg: 3.0/10
PEG RatioValuation
1.694/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.422/10

Distress zone — elevated risk

STC4 concerns · Avg: 3.0/10
Market CapQuality
$1.92B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
7.9%3/10

ROE of 7.9% — below average capital efficiency

Profit MarginProfitability
4.1%3/10

4.1% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : ALL

The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 19.0% and operating margin at 22.8%. Revenue growth of 11.8% demonstrates continued momentum.

Bull Case : STC

The strongest argument for STC centers on Price/Book, P/E Ratio, Revenue Growth. Revenue growth of 24.3% demonstrates continued momentum.

Bear Case : ALL

The primary concerns for ALL are PEG Ratio, Altman Z-Score.

Bear Case : STC

The primary concerns for STC are Market Cap, Return on Equity, Profit Margin. Thin 4.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

ALL profiles as a mature stock while STC is a growth play — different risk/reward profiles.

STC carries more volatility with a beta of 0.99 — expect wider price swings.

STC is growing revenue faster at 24.3% — sustainability is the question.

ALL generates stronger free cash flow (2.6B), providing more financial flexibility.

Bottom Line

ALL scores higher overall (85/100 vs 55/100), backed by strong 19.0% margins and 11.8% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Allstate Corporation

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.

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Stewart Information Services Corp

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Stewart Information Services Corporation offers title insurance and real estate transaction services. The company is headquartered in Houston, Texas.

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