WallStSmart

The Allstate Corporation (ALL)vsStewart Information Services Corp (STC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Allstate Corporation generates 1984% more annual revenue ($68.17B vs $3.27B). ALL leads profitability with a 17.8% profit margin vs 4.1%. ALL appears more attractively valued with a PEG of 3.15. ALL earns a higher WallStSmart Score of 72/100 (B).

ALL

Strong Buy

72

out of 100

Grade: B

Growth: 6.7Profit: 8.0Value: 5.7Quality: 5.5
Piotroski: 5/9Altman Z: 1.42

STC

Buy

56

out of 100

Grade: C

Growth: 5.3Profit: 5.0Value: 5.0Quality: 5.5
Piotroski: 2/9Altman Z: 2.11

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ALL6 strengths · Avg: 9.3/10
P/E RatioValuation
5.8x10/10

Attractively priced relative to earnings

Return on EquityProfitability
39.5%10/10

Every $100 of equity generates 39 in profit

EPS GrowthGrowth
338.4%10/10

Earnings expanding 338.4% YoY

Market CapQuality
$68.11B9/10

Large-cap with strong market position

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

STC3 strengths · Avg: 8.7/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

P/E RatioValuation
14.8x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
24.5%8/10

Revenue surging 24.5% year-over-year

Areas to Watch

ALL3 concerns · Avg: 2.7/10
Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

PEG RatioValuation
3.152/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.422/10

Distress zone — elevated risk

STC4 concerns · Avg: 2.8/10
Return on EquityProfitability
7.9%3/10

ROE of 7.9% — below average capital efficiency

Profit MarginProfitability
4.1%3/10

4.1% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
3.712/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : ALL

The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 17.8% and operating margin at 19.0%.

Bull Case : STC

The strongest argument for STC centers on Price/Book, P/E Ratio, Revenue Growth. Revenue growth of 24.5% demonstrates continued momentum.

Bear Case : ALL

The primary concerns for ALL are Revenue Growth, PEG Ratio, Altman Z-Score.

Bear Case : STC

The primary concerns for STC are Return on Equity, Profit Margin, Piotroski F-Score. Thin 4.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

ALL profiles as a value stock while STC is a growth play — different risk/reward profiles.

STC carries more volatility with a beta of 0.99 — expect wider price swings.

STC is growing revenue faster at 24.5% — sustainability is the question.

ALL generates stronger free cash flow (2.6B), providing more financial flexibility.

Bottom Line

ALL scores higher overall (72/100 vs 56/100), backed by strong 17.8% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Allstate Corporation

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.

Visit Website →

Stewart Information Services Corp

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Stewart Information Services Corporation offers title insurance and real estate transaction services. The company is headquartered in Houston, Texas.

Want to dig deeper into these stocks?