Stewart Information Services Corp (STC)vsThe Travelers Companies Inc (TRV)
STC
Stewart Information Services Corp
$59.19
-0.90%
FINANCIAL SERVICES · Cap: $1.92B
TRV
The Travelers Companies Inc
$363.04
+0.18%
FINANCIAL SERVICES · Cap: $75.17B
Smart Verdict
WallStSmart Research — data-driven comparison
The Travelers Companies Inc generates 1397% more annual revenue ($48.98B vs $3.27B). TRV leads profitability with a 17.0% profit margin vs 4.1%. TRV appears more attractively valued with a PEG of 2.70. TRV earns a higher WallStSmart Score of 74/100 (B).
STC
Buy55
out of 100
Grade: C-
TRV
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Attractively priced relative to earnings
Revenue surging 24.3% year-over-year
Attractively priced relative to earnings
Earnings expanding 57.1% YoY
Large-cap with strong market position
Every $100 of equity generates 25 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
ROE of 7.9% — below average capital efficiency
4.1% margin — thin
Weak financial health signals
0.3% revenue growth
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : STC
The strongest argument for STC centers on Price/Book, P/E Ratio, Revenue Growth. Revenue growth of 24.3% demonstrates continued momentum.
Bull Case : TRV
The strongest argument for TRV centers on P/E Ratio, EPS Growth, Market Cap. Profitability is solid with margins at 17.0% and operating margin at 23.7%.
Bear Case : STC
The primary concerns for STC are Market Cap, Return on Equity, Profit Margin. Thin 4.1% margins leave little buffer for downturns.
Bear Case : TRV
The primary concerns for TRV are Revenue Growth, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
STC profiles as a growth stock while TRV is a value play — different risk/reward profiles.
STC carries more volatility with a beta of 0.99 — expect wider price swings.
STC is growing revenue faster at 24.3% — sustainability is the question.
TRV generates stronger free cash flow (1.9B), providing more financial flexibility.
Bottom Line
TRV scores higher overall (74/100 vs 55/100), backed by strong 17.0% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Stewart Information Services Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Stewart Information Services Corporation offers title insurance and real estate transaction services. The company is headquartered in Houston, Texas.
The Travelers Companies Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Travelers Companies, Inc., commonly known as Travelers, is an American insurance company.
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