Stewart Information Services Corp (STC)vsW. R. Berkley Corp (WRB)
STC
Stewart Information Services Corp
$41.62
-5.67%
FINANCIAL SERVICES · Cap: $1.37B
WRB
W. R. Berkley Corp
$77.15
+0.63%
FINANCIAL SERVICES · Cap: $27.14B
Smart Verdict
WallStSmart Research — data-driven comparison
W. R. Berkley Corp generates 340% more annual revenue ($14.87B vs $3.38B). WRB leads profitability with a 12.5% profit margin vs 3.6%. STC appears more attractively valued with a PEG of 3.71. WRB earns a higher WallStSmart Score of 55/100 (C-).
STC
Buy51
out of 100
Grade: C-
WRB
Buy55
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Areas to Watch
Smaller company, higher risk/reward
ROE of 7.9% — below average capital efficiency
3.6% margin — thin
Weak financial health signals
Expensive relative to growth rate
Revenue declined 0.8%
Earnings declined 10.9%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : STC
The strongest argument for STC centers on P/E Ratio, Price/Book. Revenue growth of 13.0% demonstrates continued momentum.
Bull Case : WRB
The strongest argument for WRB centers on Debt/Equity, P/E Ratio.
Bear Case : STC
The primary concerns for STC are Market Cap, Return on Equity, Profit Margin. Thin 3.6% margins leave little buffer for downturns.
Bear Case : WRB
The primary concerns for WRB are PEG Ratio, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
STC profiles as a value stock while WRB is a declining play — different risk/reward profiles.
STC carries more volatility with a beta of 1.04 — expect wider price swings.
STC is growing revenue faster at 13.0% — sustainability is the question.
WRB generates stronger free cash flow (721M), providing more financial flexibility.
Bottom Line
WRB scores higher overall (55/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Stewart Information Services Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Stewart Information Services Corporation offers title insurance and real estate transaction services. The company is headquartered in Houston, Texas.
W. R. Berkley Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
W. R. Berkley Corporation is a commercial lines property & casualty insurance holding company organized in Delaware and based in Greenwich, Connecticut.
Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
Want to dig deeper into these stocks?