Angel Oak Mortgage Inc (AOMR)vsStarwood Property Trust Inc (STWD)
AOMR
Angel Oak Mortgage Inc
$8.31
+0.24%
REAL ESTATE · Cap: $201.81M
STWD
Starwood Property Trust Inc
$17.48
+0.63%
REAL ESTATE · Cap: $6.61B
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates 798% more annual revenue ($547.93M vs $60.99M). STWD leads profitability with a 75.1% profit margin vs 72.2%. AOMR trades at a lower P/E of 4.5x. STWD earns a higher WallStSmart Score of 67/100 (B-).
AOMR
Buy57
out of 100
Grade: C
STWD
Strong Buy67
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+27.1%
Fair Value
$12.24
Current Price
$8.31
$3.93 discount
Margin of Safety
+66.4%
Fair Value
$53.82
Current Price
$17.48
$36.34 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 72 of every $100 in revenue as profit
Strong operational efficiency at 69.1%
Reasonable price relative to book value
Keeps 75 of every $100 in revenue as profit
Revenue surging 62.6% year-over-year
Earnings expanding 78.0% YoY
Attractively priced relative to earnings
Areas to Watch
Smaller company, higher risk/reward
Revenue declined 60.6%
Earnings declined 64.3%
ROE of 6.0% — below average capital efficiency
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AOMR
The strongest argument for AOMR centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 72.2% and operating margin at 69.1%.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin, Revenue Growth. Profitability is solid with margins at 75.1% and operating margin at 11.2%. Revenue growth of 62.6% demonstrates continued momentum.
Bear Case : AOMR
The primary concerns for AOMR are Market Cap, Revenue Growth, EPS Growth.
Bear Case : STWD
The primary concerns for STWD are Return on Equity, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
AOMR profiles as a declining stock while STWD is a growth play — different risk/reward profiles.
AOMR carries more volatility with a beta of 1.29 — expect wider price swings.
STWD is growing revenue faster at 62.6% — sustainability is the question.
STWD generates stronger free cash flow (190M), providing more financial flexibility.
Bottom Line
STWD scores higher overall (67/100 vs 57/100), backed by strong 75.1% margins and 62.6% revenue growth. AOMR offers better value entry with a 27.1% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Angel Oak Mortgage Inc
REAL ESTATE · REIT - MORTGAGE · USA
Angel Oak Mortgage Inc. is a prominent player in the residential mortgage industry, focusing on the origination and servicing of non-qualified mortgage (non-QM) loans that cater to a diverse range of borrowers. The company distinguishes itself through its commitment to innovation, utilizing cutting-edge technology and data analytics to enhance operational efficiency and manage risk effectively. With a robust distribution strategy encompassing direct lending and a network of broker partnerships, Angel Oak is well-positioned to capitalize on evolving market dynamics and consumer preferences. As an adaptive leader in housing finance, the company is geared toward sustainable growth while delivering attractive returns for institutional investors.
Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
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