Aon PLC (AON)vsErie Indemnity Company (ERIE)
AON
Aon PLC
$320.75
+1.95%
FINANCIAL SERVICES · Cap: $70.38B
ERIE
Erie Indemnity Company
$227.22
+3.51%
FINANCIAL SERVICES · Cap: $11.85B
Smart Verdict
WallStSmart Research — data-driven comparison
Aon PLC generates 328% more annual revenue ($17.49B vs $4.09B). AON leads profitability with a 22.5% profit margin vs 14.0%. ERIE appears more attractively valued with a PEG of 2.67. AON earns a higher WallStSmart Score of 68/100 (B-).
AON
Strong Buy68
out of 100
Grade: B-
ERIE
Buy53
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 40 in profit
Strong operational efficiency at 35.8%
Large-cap with strong market position
Keeps 23 of every $100 in revenue as profit
Earnings expanding 27.1% YoY
Safe zone — low bankruptcy risk
Every $100 of equity generates 24 in profit
Areas to Watch
Elevated debt levels
Expensive relative to growth rate
Distress zone — elevated risk
2.3% revenue growth
Weak financial health signals
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : AON
The strongest argument for AON centers on Return on Equity, Operating Margin, Market Cap. Profitability is solid with margins at 22.5% and operating margin at 35.8%.
Bull Case : ERIE
The strongest argument for ERIE centers on Altman Z-Score, Return on Equity.
Bear Case : AON
The primary concerns for AON are Debt/Equity, PEG Ratio, Altman Z-Score. Debt-to-equity of 1.57 is elevated, increasing financial risk.
Bear Case : ERIE
The primary concerns for ERIE are Revenue Growth, Piotroski F-Score, PEG Ratio.
Key Dynamics to Monitor
AON profiles as a mature stock while ERIE is a value play — different risk/reward profiles.
AON carries more volatility with a beta of 0.71 — expect wider price swings.
AON is growing revenue faster at 6.5% — sustainability is the question.
AON generates stronger free cash flow (363M), providing more financial flexibility.
Bottom Line
AON scores higher overall (68/100 vs 53/100), backed by strong 22.5% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Aon PLC
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Aon plc is a multinational professional services firm that sells a range of financial risk-mitigation products, including insurance, pension administration, and health-insurance plans.
Erie Indemnity Company
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Erie Indemnity Company is an administrative agent for underwriters on the Erie Insurance Exchange in the United States. The company is headquartered in Erie, Pennsylvania.
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