Aon PLC (AON)vsErie Indemnity Company (ERIE)
AON
Aon PLC
$358.30
-0.68%
FINANCIAL SERVICES · Cap: $75.65B
ERIE
Erie Indemnity Company
$252.58
-0.58%
FINANCIAL SERVICES · Cap: $12.66B
Smart Verdict
WallStSmart Research — data-driven comparison
Aon PLC generates 327% more annual revenue ($17.58B vs $4.12B). AON leads profitability with a 22.3% profit margin vs 14.0%. ERIE appears more attractively valued with a PEG of 2.67. AON earns a higher WallStSmart Score of 54/100 (C-).
AON
Buy54
out of 100
Grade: C-
ERIE
Buy53
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 40 in profit
Large-cap with strong market position
Keeps 22 of every $100 in revenue as profit
Strong operational efficiency at 23.5%
Safe zone — low bankruptcy risk
Every $100 of equity generates 24 in profit
Areas to Watch
2.2% revenue growth
Elevated debt levels
Expensive relative to growth rate
Earnings declined 3.0%
2.8% revenue growth
3.2% earnings growth
Weak financial health signals
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : AON
The strongest argument for AON centers on Return on Equity, Market Cap, Profit Margin. Profitability is solid with margins at 22.3% and operating margin at 23.5%.
Bull Case : ERIE
The strongest argument for ERIE centers on Altman Z-Score, Return on Equity.
Bear Case : AON
The primary concerns for AON are Revenue Growth, Debt/Equity, PEG Ratio. Debt-to-equity of 1.57 is elevated, increasing financial risk.
Bear Case : ERIE
The primary concerns for ERIE are Revenue Growth, EPS Growth, Piotroski F-Score.
Key Dynamics to Monitor
AON carries more volatility with a beta of 0.68 — expect wider price swings.
ERIE is growing revenue faster at 2.8% — sustainability is the question.
AON generates stronger free cash flow (363M), providing more financial flexibility.
Monitor INSURANCE BROKERS industry trends, competitive dynamics, and regulatory changes.
Bottom Line
AON scores higher overall (54/100 vs 53/100), backed by strong 22.3% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Aon PLC
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Aon plc is a multinational professional services firm that sells a range of financial risk-mitigation products, including insurance, pension administration, and health-insurance plans.
Erie Indemnity Company
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Erie Indemnity Company is an administrative agent for underwriters on the Erie Insurance Exchange in the United States. The company is headquartered in Erie, Pennsylvania.
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