Agora Inc (API)vsIntuit Inc (INTU)
API
Agora Inc
$3.41
-3.67%
TECHNOLOGY · Cap: $314.39M
INTU
Intuit Inc
$426.86
-1.29%
TECHNOLOGY · Cap: $120.34B
Smart Verdict
WallStSmart Research — data-driven comparison
Intuit Inc generates 14164% more annual revenue ($20.12B vs $141.06M). INTU leads profitability with a 21.6% profit margin vs 6.8%. API trades at a lower P/E of 8.8x. INTU earns a higher WallStSmart Score of 65/100 (C+).
API
Hold49
out of 100
Grade: D+
INTU
Buy65
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+77.2%
Fair Value
$18.72
Current Price
$3.41
$15.31 discount
Margin of Safety
-308.7%
Fair Value
$104.45
Current Price
$426.86
$322.41 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Conservative balance sheet, low leverage
Earnings expanding 24.4% YoY
Revenue surging 41.0% year-over-year
Large-cap with strong market position
Every $100 of equity generates 24 in profit
Keeps 22 of every $100 in revenue as profit
Generating 1.5B in free cash flow
Areas to Watch
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 1.7% — below average capital efficiency
6.8% margin — thin
Moderate valuation
Earnings declined 18.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : API
The strongest argument for API centers on P/E Ratio, Price/Book, Debt/Equity. Revenue growth of 10.7% demonstrates continued momentum.
Bull Case : INTU
The strongest argument for INTU centers on Revenue Growth, Market Cap, Return on Equity. Profitability is solid with margins at 21.6% and operating margin at 15.7%. Revenue growth of 41.0% demonstrates continued momentum.
Bear Case : API
The primary concerns for API are Altman Z-Score, Market Cap, Return on Equity.
Bear Case : INTU
The primary concerns for INTU are P/E Ratio, EPS Growth.
Key Dynamics to Monitor
API profiles as a value stock while INTU is a growth play — different risk/reward profiles.
INTU carries more volatility with a beta of 1.28 — expect wider price swings.
INTU is growing revenue faster at 41.0% — sustainability is the question.
INTU generates stronger free cash flow (1.5B), providing more financial flexibility.
Bottom Line
INTU scores higher overall (65/100 vs 49/100), backed by strong 21.6% margins and 41.0% revenue growth. API offers better value entry with a 77.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Agora Inc
TECHNOLOGY · SOFTWARE - APPLICATION · China
Agora, Inc. provides a Real-Time Interaction Platform as a Service (RTE-PaaS) in the People's Republic of China, the United States, and internationally. The company is headquartered in Shanghai, China.
Visit Website →Intuit Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Intuit Inc. is an American business that specializes in financial software. Intuit's products include the tax preparation application TurboTax, personal finance app Mint and the small business accounting program QuickBooks.
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