AvalonBay Communities Inc (AVB)vsUMH Properties Inc (UMH)
AVB
AvalonBay Communities Inc
$189.72
+0.28%
REAL ESTATE · Cap: $26.53B
UMH
UMH Properties Inc
$15.26
+1.26%
REAL ESTATE · Cap: $1.28B
Smart Verdict
WallStSmart Research — data-driven comparison
AvalonBay Communities Inc generates 1051% more annual revenue ($3.06B vs $265.94M). AVB leads profitability with a 37.3% profit margin vs 11.0%. UMH appears more attractively valued with a PEG of 0.72. AVB earns a higher WallStSmart Score of 59/100 (C).
AVB
Buy59
out of 100
Grade: C
UMH
Buy51
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+10.9%
Fair Value
$201.79
Current Price
$189.72
$12.07 discount
Margin of Safety
+62.8%
Fair Value
$43.40
Current Price
$15.26
$28.14 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 37 of every $100 in revenue as profit
Reasonable price relative to book value
Strong operational efficiency at 29.3%
Earnings expanding 40.3% YoY
Growing faster than its price suggests
Reasonable price relative to book value
Areas to Watch
2.5% revenue growth
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 3.3% — below average capital efficiency
Premium valuation, high expectations priced in
Earnings declined 54.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : AVB
The strongest argument for AVB centers on Profit Margin, Price/Book, Operating Margin. Profitability is solid with margins at 37.3% and operating margin at 29.3%.
Bull Case : UMH
The strongest argument for UMH centers on PEG Ratio, Price/Book. PEG of 0.72 suggests the stock is reasonably priced for its growth.
Bear Case : AVB
The primary concerns for AVB are Revenue Growth, Piotroski F-Score, PEG Ratio.
Bear Case : UMH
The primary concerns for UMH are Market Cap, Return on Equity, P/E Ratio. A P/E of 150.2x leaves little room for execution misses.
Key Dynamics to Monitor
UMH carries more volatility with a beta of 0.98 — expect wider price swings.
UMH is growing revenue faster at 7.6% — sustainability is the question.
AVB generates stronger free cash flow (359M), providing more financial flexibility.
Monitor REIT - RESIDENTIAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
AVB scores higher overall (59/100 vs 51/100), backed by strong 37.3% margins. UMH offers better value entry with a 62.8% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AvalonBay Communities Inc
REAL ESTATE · REIT - RESIDENTIAL · USA
AvalonBay Communities, Inc. is a publicly traded real estate investment trust that invests in apartments.
UMH Properties Inc
REAL ESTATE · REIT - RESIDENTIAL · USA
UMH Properties, Inc., which was organized in 1968, is a publicly owned REIT that owns and operates 124 manufactured home communities containing approximately 23,400 developed lots.
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