WallStSmart

Equity Residential (EQR)vsUMH Properties Inc (UMH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Equity Residential generates 1084% more annual revenue ($3.09B vs $261.31M). EQR leads profitability with a 36.2% profit margin vs 10.1%. UMH appears more attractively valued with a PEG of 0.72. EQR earns a higher WallStSmart Score of 56/100 (C).

EQR

Buy

56

out of 100

Grade: C

Growth: 3.3Profit: 7.5Value: 4.7Quality: 4.3
Piotroski: 4/9Altman Z: 1.16

UMH

Buy

53

out of 100

Grade: C-

Growth: 5.3Profit: 5.5Value: 4.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EQRSignificantly Overvalued (-224.6%)

Margin of Safety

-224.6%

Fair Value

$19.92

Current Price

$58.46

$38.54 premium

UndervaluedFair: $19.92Overvalued
UMHSignificantly Overvalued (-3260.4%)

Margin of Safety

-3260.4%

Fair Value

$0.48

Current Price

$14.34

$13.86 premium

UndervaluedFair: $0.48Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EQR3 strengths · Avg: 8.7/10
Profit MarginProfitability
36.2%10/10

Keeps 36 of every $100 in revenue as profit

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Operating MarginProfitability
28.5%8/10

Strong operational efficiency at 28.5%

UMH3 strengths · Avg: 8.0/10
PEG RatioValuation
0.728/10

Growing faster than its price suggests

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

Operating MarginProfitability
20.6%8/10

Strong operational efficiency at 20.6%

Areas to Watch

EQR4 concerns · Avg: 2.5/10
Revenue GrowthGrowth
2.0%4/10

2.0% revenue growth

PEG RatioValuation
8.152/10

Expensive relative to growth rate

EPS GrowthGrowth
-8.8%2/10

Earnings declined 8.8%

Altman Z-ScoreHealth
1.162/10

Distress zone — elevated risk

UMH4 concerns · Avg: 2.5/10
Market CapQuality
$1.22B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

P/E RatioValuation
204.9x2/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
-54.2%2/10

Earnings declined 54.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : EQR

The strongest argument for EQR centers on Profit Margin, Price/Book, Operating Margin. Profitability is solid with margins at 36.2% and operating margin at 28.5%.

Bull Case : UMH

The strongest argument for UMH centers on PEG Ratio, Price/Book, Operating Margin. PEG of 0.72 suggests the stock is reasonably priced for its growth.

Bear Case : EQR

The primary concerns for EQR are Revenue Growth, PEG Ratio, EPS Growth.

Bear Case : UMH

The primary concerns for UMH are Market Cap, Return on Equity, P/E Ratio. A P/E of 204.9x leaves little room for execution misses.

Key Dynamics to Monitor

UMH carries more volatility with a beta of 1.03 — expect wider price swings.

UMH is growing revenue faster at 8.2% — sustainability is the question.

EQR generates stronger free cash flow (282M), providing more financial flexibility.

Monitor REIT - RESIDENTIAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

EQR scores higher overall (56/100 vs 53/100), backed by strong 36.2% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Equity Residential

REAL ESTATE · REIT - RESIDENTIAL · USA

Equity Residential is a publicly traded real estate investment trust that invests in apartments.

UMH Properties Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

UMH Properties, Inc., which was organized in 1968, is a publicly owned REIT that owns and operates 124 manufactured home communities containing approximately 23,400 developed lots.

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