WallStSmart

UMH Properties Inc (UMH) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target

UMH Properties Inc stock (UMH) is currently trading at $14.34. UMH Properties Inc PE ratio is 202.00. UMH Properties Inc PS ratio (Price-to-Sales) is 4.61. Analyst consensus price target for UMH is $19.36. WallStSmart rates UMH as Underperform.

  • UMH PE ratio analysis and historical PE chart
  • UMH PS ratio (Price-to-Sales) history and trend
  • UMH intrinsic value — DCF, Graham Number, EPV models
  • UMH stock price prediction 2025 2026 2027 2028 2029 2030
  • UMH fair value vs current price
  • UMH insider transactions and insider buying
  • Is UMH undervalued or overvalued?
  • UMH Properties Inc financial analysis — revenue, earnings, cash flow
  • UMH Piotroski F-Score and Altman Z-Score
  • UMH analyst price target and Smart Rating
UMH

UMH Properties Inc

NYSEREAL ESTATE
$14.34
$0.08 (0.56%)
52W$13.55
$17.98
Target$19.36+35.0%

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IV

UMH Intrinsic Value Analysis for Value Investors

Benjamin Graham Formula · UMH Properties Inc (UMH)

Margin of Safety
-3260.4%
Significantly Overvalued
UMH Fair Value
$0.48
Graham Formula
Current Price
$14.34
$13.86 above fair value
Undervalued
Fair: $0.48
Overvalued
Price $14.34
Graham IV $0.48
Analyst $19.36

UMH trades 3260% above its Graham fair value of $0.48, indicating the stock may be overvalued at current levels.

Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.

WallStSmart

Smart Analysis

UMH Properties Inc (UMH) · 10 metrics scored

Smart Score

53
out of 100
Grade: C-
Buy
Investment Rating

Category Performance

WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.

Investment Thesis

Strong fundamentals in peg ratio, operating margin, institutional own.. Concerns around return on equity and eps growth. Fundamentals are solid but monitor weak areas for improvement.

UMH Properties Inc (UMH) Key Strengths (3)

Avg Score: 9.3/10
PEG RatioValuation
0.7210/10

Growing significantly faster than its price suggests

Institutional Own.Quality
83.49%10/10

83.49% of shares held by major funds and institutions

Operating MarginProfitability
20.60%8/10

Strong operational efficiency: $21 kept per $100 revenue

Supporting Valuation Data

UMH Target Price
$19.36
24% Upside

UMH Properties Inc (UMH) Areas to Watch (7)

Avg Score: 3.7/10
EPS GrowthGrowth
-54.20%0/10

Earnings declining -54.20%, profits shrinking

Return on EquityProfitability
2.88%1/10

Very low returns on shareholder equity

Price/SalesValuation
4.614/10

Premium valuation at 4.6x annual revenue

Revenue GrowthGrowth
8.20%4/10

Modest revenue growth at 8.20%

Market CapQuality
$1.21B5/10

Small-cap company with higher risk but more growth potential

Price/BookValuation
2.066/10

Fairly priced relative to book value

Profit MarginProfitability
10.10%6/10

Decent profitability, keeps $10 per $100 revenue

Supporting Valuation Data

P/E Ratio
202
Overvalued
Forward P/E
94.34
Expensive
Trailing P/E
202
Overvalued
EV/Revenue
8.37
Premium

UMH Properties Inc (UMH) Detailed Analysis Report

Overall Assessment

This company scores 53/100 in our Smart Analysis, earning a C- grade. Out of 10 metrics analyzed, 3 register as strengths (avg 9.3/10) while 7 fall into concern territory (avg 3.7/10). The category breakdown reveals uneven performance, with some areas requiring attention.

The Bull Case

The strongest argument centers on PEG Ratio, Institutional Own., Operating Margin. Valuation metrics including PEG Ratio (0.72) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 20.60%.

The Bear Case

The primary concerns are EPS Growth, Return on Equity, Price/Sales. Some valuation metrics including Price/Sales (4.61), Price/Book (2.06) suggest expensive pricing. Growth concerns include Revenue Growth at 8.20%, EPS Growth at -54.20%, which may limit upside. Profitability pressure is visible in Return on Equity at 2.88%, Profit Margin at 10.10%.

Key Dynamics to Monitor

Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 2.88% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 8.20% needing to reaccelerate.

Risk Considerations

Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.

Bottom Line

Mixed fundamentals with both positives (PEG Ratio, Institutional Own.) and negatives (EPS Growth, Return on Equity). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.

Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.

UMH Price-to-Sales(PS) Ratio Chart

Historical valuation based on market cap ÷ trailing 12-month revenue

UMH's Price-to-Sales ratio of 4.61x trades at a deep discount to its historical average of 18.67x (0th percentile). The current valuation is 87% below its historical high of 34.51x set in Oct 2006, and 0% above its historical low of 4.61x in Mar 2026.

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WallStSmart Analysis Synopsis

Data-driven financial summary for UMH Properties Inc (UMH) · REAL ESTATEREIT - RESIDENTIAL

The Big Picture

UMH Properties Inc operates as a stable business with moderate growth and solid fundamentals. Revenue reached 261M with 8% growth year-over-year. Profit margins of 10.1% are healthy, with room for further expansion as the business scales.

Key Findings

Cash Flow Positive

Generating 674,000 in free cash flow and 21M in operating cash flow. Earnings are translating into actual cash generation.

Low Return on Equity

ROE of 2.9% suggests the company isn't efficiently converting equity into profits.

What to Watch Next

Margin expansion: can UMH Properties Inc push profit margins above 15% as the business scales?

Valuation compression risk at a P/E of 202.0x. Any growth miss could trigger a sharp correction.

Dividend sustainability with a current yield of 6.2%. Watch payout ratio and free cash flow coverage.

Sector dynamics: monitor REIT - RESIDENTIAL industry trends, competitive moves, and regulatory changes that could impact UMH Properties Inc.

Bottom Line

UMH Properties Inc offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.

This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.

Insider Transactions(26 last 3 months)

Total Buys
24
Total Sells
2
Mar 9, 2026(1 transaction)
LANDY, SAMUEL A
Director, President and CEO
Sell
Shares
-13,000

Data sourced from SEC Form 4 filings

Last updated: 11:50:14 AM

About UMH Properties Inc(UMH)

Exchange

NYSE

Sector

REAL ESTATE

Industry

REIT - RESIDENTIAL

Country

USA

UMH Properties, Inc., which was organized in 1968, is a publicly owned REIT that owns and operates 124 manufactured home communities containing approximately 23,400 developed lots.