UMH Properties Inc (UMH) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
UMH Properties Inc stock (UMH) is currently trading at $14.34. UMH Properties Inc PE ratio is 202.00. UMH Properties Inc PS ratio (Price-to-Sales) is 4.61. Analyst consensus price target for UMH is $19.36. WallStSmart rates UMH as Underperform.
- UMH PE ratio analysis and historical PE chart
- UMH PS ratio (Price-to-Sales) history and trend
- UMH intrinsic value — DCF, Graham Number, EPV models
- UMH stock price prediction 2025 2026 2027 2028 2029 2030
- UMH fair value vs current price
- UMH insider transactions and insider buying
- Is UMH undervalued or overvalued?
- UMH Properties Inc financial analysis — revenue, earnings, cash flow
- UMH Piotroski F-Score and Altman Z-Score
- UMH analyst price target and Smart Rating
UMH Properties Inc
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UMH Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · UMH Properties Inc (UMH)
UMH trades 3260% above its Graham fair value of $0.48, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.

Smart Analysis
UMH Properties Inc (UMH) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, operating margin, institutional own.. Concerns around return on equity and eps growth. Fundamentals are solid but monitor weak areas for improvement.
UMH Properties Inc (UMH) Key Strengths (3)
Growing significantly faster than its price suggests
83.49% of shares held by major funds and institutions
Strong operational efficiency: $21 kept per $100 revenue
Supporting Valuation Data
UMH Properties Inc (UMH) Areas to Watch (7)
Earnings declining -54.20%, profits shrinking
Very low returns on shareholder equity
Premium valuation at 4.6x annual revenue
Modest revenue growth at 8.20%
Small-cap company with higher risk but more growth potential
Fairly priced relative to book value
Decent profitability, keeps $10 per $100 revenue
Supporting Valuation Data
UMH Properties Inc (UMH) Detailed Analysis Report
Overall Assessment
This company scores 53/100 in our Smart Analysis, earning a C- grade. Out of 10 metrics analyzed, 3 register as strengths (avg 9.3/10) while 7 fall into concern territory (avg 3.7/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on PEG Ratio, Institutional Own., Operating Margin. Valuation metrics including PEG Ratio (0.72) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 20.60%.
The Bear Case
The primary concerns are EPS Growth, Return on Equity, Price/Sales. Some valuation metrics including Price/Sales (4.61), Price/Book (2.06) suggest expensive pricing. Growth concerns include Revenue Growth at 8.20%, EPS Growth at -54.20%, which may limit upside. Profitability pressure is visible in Return on Equity at 2.88%, Profit Margin at 10.10%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 2.88% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 8.20% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (PEG Ratio, Institutional Own.) and negatives (EPS Growth, Return on Equity). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
UMH Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
UMH's Price-to-Sales ratio of 4.61x trades at a deep discount to its historical average of 18.67x (0th percentile). The current valuation is 87% below its historical high of 34.51x set in Oct 2006, and 0% above its historical low of 4.61x in Mar 2026.
WallStSmart Analysis Synopsis
Data-driven financial summary for UMH Properties Inc (UMH) · REAL ESTATE › REIT - RESIDENTIAL
The Big Picture
UMH Properties Inc operates as a stable business with moderate growth and solid fundamentals. Revenue reached 261M with 8% growth year-over-year. Profit margins of 10.1% are healthy, with room for further expansion as the business scales.
Key Findings
Generating 674,000 in free cash flow and 21M in operating cash flow. Earnings are translating into actual cash generation.
ROE of 2.9% suggests the company isn't efficiently converting equity into profits.
What to Watch Next
Margin expansion: can UMH Properties Inc push profit margins above 15% as the business scales?
Valuation compression risk at a P/E of 202.0x. Any growth miss could trigger a sharp correction.
Dividend sustainability with a current yield of 6.2%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor REIT - RESIDENTIAL industry trends, competitive moves, and regulatory changes that could impact UMH Properties Inc.
Bottom Line
UMH Properties Inc offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(26 last 3 months)
| Insider | Type | Shares |
|---|---|---|
LANDY, SAMUEL A Director, President and CEO | Sell | -13,000 |
Data sourced from SEC Form 4 filings
Last updated: 11:50:14 AM
About UMH Properties Inc(UMH)
NYSE
REAL ESTATE
REIT - RESIDENTIAL
USA
UMH Properties, Inc., which was organized in 1968, is a publicly owned REIT that owns and operates 124 manufactured home communities containing approximately 23,400 developed lots.