Banco Bradesco SA ADR (BBD)vsHDFC Bank Limited ADR (HDB)
BBD
Banco Bradesco SA ADR
$3.55
-1.11%
FINANCIAL SERVICES · Cap: $36.05B
HDB
HDFC Bank Limited ADR
$25.79
+2.67%
FINANCIAL SERVICES · Cap: $130.27B
Smart Verdict
WallStSmart Research — data-driven comparison
HDFC Bank Limited ADR generates 3087% more annual revenue ($2.85T vs $89.27B). BBD leads profitability with a 26.5% profit margin vs 26.2%. BBD appears more attractively valued with a PEG of 0.49. BBD earns a higher WallStSmart Score of 81/100 (A-).
BBD
Exceptional Buy81
out of 100
Grade: A-
HDB
Strong Buy78
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+77.8%
Fair Value
$18.72
Current Price
$3.55
$15.17 discount
Margin of Safety
+11.2%
Fair Value
$36.29
Current Price
$25.79
$10.50 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 57.2% YoY
Keeps 27 of every $100 in revenue as profit
Strong operational efficiency at 24.8%
Strong operational efficiency at 34.8%
Large-cap with strong market position
Keeps 26 of every $100 in revenue as profit
Attractively priced relative to earnings
Revenue surging 26.4% year-over-year
Areas to Watch
Negative free cash flow — burning cash
Elevated debt levels
Elevated debt levels
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BBD
The strongest argument for BBD centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 26.5% and operating margin at 24.8%. PEG of 0.49 suggests the stock is reasonably priced for its growth.
Bull Case : HDB
The strongest argument for HDB centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 26.2% and operating margin at 34.8%. Revenue growth of 26.4% demonstrates continued momentum.
Bear Case : BBD
The primary concerns for BBD are Free Cash Flow, Debt/Equity. Debt-to-equity of 2.02 is elevated, increasing financial risk.
Bear Case : HDB
The primary concerns for HDB are Debt/Equity, Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
BBD profiles as a mature stock while HDB is a growth play — different risk/reward profiles.
HDB carries more volatility with a beta of 0.36 — expect wider price swings.
HDB is growing revenue faster at 26.4% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BBD scores higher overall (81/100 vs 78/100), backed by strong 26.5% margins. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Banco Bradesco SA ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Banco Bradesco SA, offers various banking products and services to individuals, corporations and companies in Brazil and internationally. The company is headquartered in Osasco, Brazil.
HDFC Bank Limited ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
HDFC Bank Limited offers various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong and Dubai. The company is headquartered in Mumbai, India.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?