Banco Bradesco SA ADR (BBD)vsICICI Bank Limited (IBN)
BBD
Banco Bradesco SA ADR
$3.55
-1.11%
FINANCIAL SERVICES · Cap: $36.05B
IBN
ICICI Bank Limited
$26.31
+1.08%
FINANCIAL SERVICES · Cap: $95.10B
Smart Verdict
WallStSmart Research — data-driven comparison
ICICI Bank Limited generates 2056% more annual revenue ($1.92T vs $89.27B). IBN leads profitability with a 27.5% profit margin vs 26.5%. BBD appears more attractively valued with a PEG of 0.49. BBD earns a higher WallStSmart Score of 81/100 (A-).
BBD
Exceptional Buy81
out of 100
Grade: A-
IBN
Strong Buy69
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+77.8%
Fair Value
$18.72
Current Price
$3.55
$15.17 discount
Margin of Safety
-191.4%
Fair Value
$10.68
Current Price
$26.31
$15.63 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 57.2% YoY
Keeps 27 of every $100 in revenue as profit
Strong operational efficiency at 24.8%
Strong operational efficiency at 34.0%
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Areas to Watch
Negative free cash flow — burning cash
Elevated debt levels
3.0% revenue growth
Earnings declined 3.7%
Comparative Analysis Report
WallStSmart ResearchBull Case : BBD
The strongest argument for BBD centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 26.5% and operating margin at 24.8%. PEG of 0.49 suggests the stock is reasonably priced for its growth.
Bull Case : IBN
The strongest argument for IBN centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 27.5% and operating margin at 34.0%. PEG of 0.53 suggests the stock is reasonably priced for its growth.
Bear Case : BBD
The primary concerns for BBD are Free Cash Flow, Debt/Equity. Debt-to-equity of 2.02 is elevated, increasing financial risk.
Bear Case : IBN
The primary concerns for IBN are Revenue Growth, EPS Growth.
Key Dynamics to Monitor
BBD profiles as a mature stock while IBN is a value play — different risk/reward profiles.
BBD carries more volatility with a beta of 0.31 — expect wider price swings.
BBD is growing revenue faster at 6.0% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BBD scores higher overall (81/100 vs 69/100), backed by strong 26.5% margins. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Banco Bradesco SA ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Banco Bradesco SA, offers various banking products and services to individuals, corporations and companies in Brazil and internationally. The company is headquartered in Osasco, Brazil.
ICICI Bank Limited
FINANCIAL SERVICES · BANKS - REGIONAL · USA
ICICI Bank Limited offers various banking products and financial services in India and internationally. The company is headquartered in Mumbai, India.
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