Banco Bradesco SA ADR (BBD)vsItau Unibanco Banco Holding SA (ITUB)
BBD
Banco Bradesco SA ADR
$3.36
-0.88%
FINANCIAL SERVICES · Cap: $35.20B
ITUB
Itau Unibanco Banco Holding SA
$7.54
-0.56%
FINANCIAL SERVICES · Cap: $86.63B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 51% more annual revenue ($138.19B vs $91.67B). ITUB leads profitability with a 33.3% profit margin vs 25.4%. ITUB appears more attractively valued with a PEG of 1.32. ITUB earns a higher WallStSmart Score of 74/100 (B).
BBD
Strong Buy72
out of 100
Grade: B
ITUB
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 66 in profit
Strong operational efficiency at 35.1%
Generating 83.3B in free cash flow
Keeps 25 of every $100 in revenue as profit
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Earnings declined 7.5%
Distress zone — elevated risk
Elevated debt levels
Weak financial health signals
Revenue declined 2.1%
Negative free cash flow — burning cash
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : BBD
The strongest argument for BBD centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 25.4% and operating margin at 35.1%. Revenue growth of 10.5% demonstrates continued momentum.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.32 suggests the stock is reasonably priced for its growth.
Bear Case : BBD
The primary concerns for BBD are PEG Ratio, EPS Growth, Altman Z-Score. Debt-to-equity of 4.70 is elevated, increasing financial risk.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Revenue Growth, Free Cash Flow. Debt-to-equity of 4.99 is elevated, increasing financial risk.
Key Dynamics to Monitor
BBD profiles as a mature stock while ITUB is a declining play — different risk/reward profiles.
BBD carries more volatility with a beta of 0.26 — expect wider price swings.
BBD is growing revenue faster at 10.5% — sustainability is the question.
BBD generates stronger free cash flow (83.3B), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (74/100 vs 72/100), backed by strong 33.3% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Banco Bradesco SA ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Banco Bradesco SA, offers various banking products and services to individuals, corporations and companies in Brazil and internationally. The company is headquartered in Osasco, Brazil.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
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