WallStSmart

Bebe Stores, Inc. (BEBE)vsU-Haul Holding Company (UHAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

U-Haul Holding Company generates -5986% more annual revenue ($6.00B vs $-101.93M). UHAL leads profitability with a 2.1% profit margin vs 0.0%. BEBE trades at a lower P/E of 30.0x. UHAL earns a higher WallStSmart Score of 40/100 (F).

BEBE

Hold

36

out of 100

Grade: F

Growth: 6.0Profit: 3.5Value: 5.7Quality: 5.0

UHAL

Hold

40

out of 100

Grade: F

Growth: 5.3Profit: 4.0Value: 4.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BEBESignificantly Overvalued (-6978.6%)

Margin of Safety

-6978.6%

Fair Value

$0.14

Current Price

$9.89

$9.75 premium

UndervaluedFair: $0.14Overvalued
UHALSignificantly Overvalued (-1424.1%)

Margin of Safety

-1424.1%

Fair Value

$3.20

Current Price

$45.67

$42.47 premium

UndervaluedFair: $3.20Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BEBE0 strengths · Avg: 0/10

No standout strengths identified

UHAL1 strengths · Avg: 10.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Areas to Watch

BEBE4 concerns · Avg: 3.8/10
P/E RatioValuation
30.0x4/10

Moderate valuation

Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$7.72M3/10

Smaller company, higher risk/reward

UHAL4 concerns · Avg: 3.5/10
PEG RatioValuation
2.354/10

Expensive relative to growth rate

Revenue GrowthGrowth
1.9%4/10

1.9% revenue growth

Return on EquityProfitability
1.7%3/10

ROE of 1.7% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : BEBE

BEBE has a balanced fundamental profile.

Bull Case : UHAL

The strongest argument for UHAL centers on Price/Book.

Bear Case : BEBE

The primary concerns for BEBE are P/E Ratio, Revenue Growth, EPS Growth.

Bear Case : UHAL

The primary concerns for UHAL are PEG Ratio, Revenue Growth, Return on Equity. A P/E of 94.8x leaves little room for execution misses. Thin 2.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

UHAL carries more volatility with a beta of 1.11 — expect wider price swings.

UHAL is growing revenue faster at 1.9% — sustainability is the question.

BEBE generates stronger free cash flow (7M), providing more financial flexibility.

Monitor RENTAL & LEASING SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

UHAL scores higher overall (40/100 vs 36/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Bebe Stores, Inc.

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Bebe Stores, Inc. is a leading specialty retailer known for fashionable women's apparel and accessories, primarily targeting the contemporary market. Established in 1976, the company has established a strong brand presence through its distinct styles and trendy offerings, catering to diverse consumer preferences. Bebe operates through a mix of physical stores and a robust online platform, allowing for a seamless shopping experience. With a commitment to quality and design, Bebe continues to evolve its product lines to align with current fashion trends, positioning itself favorably within the competitive retail landscape. As the company explores opportunities for expansion and brand revitalization, it remains focused on enhancing shareholder value.

U-Haul Holding Company

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

AMERCO is a DIY warehousing and moving operator for household and commercial items in the United States and Canada. The company is headquartered in Reno, Nevada.

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