WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsCoty Inc (COTY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 269% more annual revenue ($21.46B vs $5.81B). BJ leads profitability with a 2.7% profit margin vs -9.1%. COTY appears more attractively valued with a PEG of 0.18. BJ earns a higher WallStSmart Score of 52/100 (C-).

BJ

Buy

52

out of 100

Grade: C-

Growth: 4.7Profit: 6.0Value: 6.0Quality: 5.8
Piotroski: 5/9Altman Z: 3.87

COTY

Hold

49

out of 100

Grade: D+

Growth: 3.3Profit: 3.5Value: 8.3Quality: 3.8
Piotroski: 4/9Altman Z: 0.26
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJUndervalued (+24.9%)

Margin of Safety

+24.9%

Fair Value

$132.45

Current Price

$91.43

$41.02 discount

UndervaluedFair: $132.45Overvalued
COTYUndervalued (+71.5%)

Margin of Safety

+71.5%

Fair Value

$8.87

Current Price

$2.46

$6.41 discount

UndervaluedFair: $8.87Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.8710/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
28.6%9/10

Every $100 of equity generates 29 in profit

COTY2 strengths · Avg: 10.0/10
PEG RatioValuation
0.1810/10

Growing faster than its price suggests

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Areas to Watch

BJ4 concerns · Avg: 3.5/10
PEG RatioValuation
2.364/10

Expensive relative to growth rate

EPS GrowthGrowth
3.5%4/10

3.5% earnings growth

Profit MarginProfitability
2.7%3/10

2.7% margin — thin

Operating MarginProfitability
3.2%3/10

Operating margin of 3.2%

COTY4 concerns · Avg: 2.5/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

Return on EquityProfitability
-12.6%2/10

ROE of -12.6% — below average capital efficiency

EPS GrowthGrowth
-22.2%2/10

Earnings declined 22.2%

Altman Z-ScoreHealth
0.262/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : COTY

The strongest argument for COTY centers on PEG Ratio, Price/Book. PEG of 0.18 suggests the stock is reasonably priced for its growth.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.

Bear Case : COTY

The primary concerns for COTY are Revenue Growth, Return on Equity, EPS Growth.

Key Dynamics to Monitor

BJ profiles as a value stock while COTY is a turnaround play — different risk/reward profiles.

COTY carries more volatility with a beta of 0.97 — expect wider price swings.

BJ is growing revenue faster at 5.6% — sustainability is the question.

COTY generates stronger free cash flow (513M), providing more financial flexibility.

Bottom Line

BJ scores higher overall (52/100 vs 49/100). COTY offers better value entry with a 71.5% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Coty Inc

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

Coty Inc., manufactures, markets, distributes and sells beauty products worldwide. The company is headquartered in New York, New York.

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