WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsAMCON Distributing Company (DIT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 810% more annual revenue ($21.46B vs $2.36B). BJ leads profitability with a 2.7% profit margin vs 0.0%. DIT appears more attractively valued with a PEG of 1.10. DIT earns a higher WallStSmart Score of 56/100 (C).

BJ

Buy

52

out of 100

Grade: C-

Growth: 4.7Profit: 6.0Value: 6.0Quality: 5.8
Piotroski: 5/9Altman Z: 3.87

DIT

Buy

56

out of 100

Grade: C

Growth: 8.7Profit: 3.5Value: 6.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJUndervalued (+24.9%)

Margin of Safety

+24.9%

Fair Value

$132.45

Current Price

$91.43

$41.02 discount

UndervaluedFair: $132.45Overvalued
DITUndervalued (+82.3%)

Margin of Safety

+82.3%

Fair Value

$638.51

Current Price

$88.85

$549.66 discount

UndervaluedFair: $638.51Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.8710/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
28.6%9/10

Every $100 of equity generates 29 in profit

DIT3 strengths · Avg: 9.3/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

EPS GrowthGrowth
124.6%10/10

Earnings expanding 124.6% YoY

Revenue GrowthGrowth
17.1%8/10

17.1% revenue growth

Areas to Watch

BJ4 concerns · Avg: 3.5/10
PEG RatioValuation
2.364/10

Expensive relative to growth rate

EPS GrowthGrowth
3.5%4/10

3.5% earnings growth

Profit MarginProfitability
2.7%3/10

2.7% margin — thin

Operating MarginProfitability
3.2%3/10

Operating margin of 3.2%

DIT4 concerns · Avg: 2.8/10
Market CapQuality
$88.82M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.4%3/10

ROE of 0.4% — below average capital efficiency

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

P/E RatioValuation
193.6x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : DIT

The strongest argument for DIT centers on Price/Book, EPS Growth, Revenue Growth. Revenue growth of 17.1% demonstrates continued momentum. PEG of 1.10 suggests the stock is reasonably priced for its growth.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.

Bear Case : DIT

The primary concerns for DIT are Market Cap, Return on Equity, Profit Margin. A P/E of 193.6x leaves little room for execution misses. Thin 0.0% margins leave little buffer for downturns.

Key Dynamics to Monitor

BJ profiles as a value stock while DIT is a growth play — different risk/reward profiles.

BJ carries more volatility with a beta of 0.33 — expect wider price swings.

DIT is growing revenue faster at 17.1% — sustainability is the question.

BJ generates stronger free cash flow (193M), providing more financial flexibility.

Bottom Line

DIT scores higher overall (56/100 vs 52/100) and 17.1% revenue growth. BJ offers better value entry with a 24.9% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

AMCON Distributing Company

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

AMCON Distributing Company is engaged in the wholesale distribution of consumer products in the Central, Rocky Mountain and Mid-South regions of the United States. The company is headquartered in Omaha, Nebraska.

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