WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsELF Beauty Inc (ELF)

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Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 7896% more annual revenue ($21.46B vs $268.37M). BJ leads profitability with a 2.7% profit margin vs -0.2%. ELF appears more attractively valued with a PEG of 1.37. ELF earns a higher WallStSmart Score of 52/100 (C-).

BJ

Buy

52

out of 100

Grade: C-

Growth: 4.7Profit: 6.0Value: 6.0Quality: 5.8
Piotroski: 5/9Altman Z: 3.87

ELF

Buy

52

out of 100

Grade: C-

Growth: 10.0Profit: 4.0Value: 5.0Quality: 6.8
Piotroski: 4/9Altman Z: 2.56
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJUndervalued (+24.9%)

Margin of Safety

+24.9%

Fair Value

$132.45

Current Price

$91.43

$41.02 discount

UndervaluedFair: $132.45Overvalued

Intrinsic value data unavailable for ELF.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.8710/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
28.6%9/10

Every $100 of equity generates 29 in profit

ELF2 strengths · Avg: 10.0/10
Revenue GrowthGrowth
37.8%10/10

Revenue surging 37.8% year-over-year

EPS GrowthGrowth
116.7%10/10

Earnings expanding 116.7% YoY

Areas to Watch

BJ4 concerns · Avg: 3.5/10
PEG RatioValuation
2.364/10

Expensive relative to growth rate

EPS GrowthGrowth
3.5%4/10

3.5% earnings growth

Profit MarginProfitability
2.7%3/10

2.7% margin — thin

Operating MarginProfitability
3.2%3/10

Operating margin of 3.2%

ELF4 concerns · Avg: 2.8/10
P/E RatioValuation
34.5x4/10

Premium valuation, high expectations priced in

Price/BookValuation
13.7x4/10

Trading at 13.7x book value

Return on EquityProfitability
-0.3%2/10

ROE of -0.3% — below average capital efficiency

Profit MarginProfitability
-0.2%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : ELF

The strongest argument for ELF centers on Revenue Growth, EPS Growth. Revenue growth of 37.8% demonstrates continued momentum. PEG of 1.37 suggests the stock is reasonably priced for its growth.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.

Bear Case : ELF

The primary concerns for ELF are P/E Ratio, Price/Book, Return on Equity.

Key Dynamics to Monitor

BJ profiles as a value stock while ELF is a hypergrowth play — different risk/reward profiles.

ELF carries more volatility with a beta of 2.39 — expect wider price swings.

ELF is growing revenue faster at 37.8% — sustainability is the question.

BJ generates stronger free cash flow (193M), providing more financial flexibility.

Bottom Line

BJ scores higher overall (52/100 vs 52/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

ELF Beauty Inc

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

elf Beauty, Inc., offers skin care and cosmetic products under the elf, W3LL PEOPLE and Keys Soulcare brand names worldwide. The company is headquartered in Oakland, California.

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