WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsFresh Del Monte Produce Inc (FDP)

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Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 396% more annual revenue ($21.46B vs $4.32B). BJ leads profitability with a 2.7% profit margin vs 2.1%. FDP appears more attractively valued with a PEG of 2.35. FDP earns a higher WallStSmart Score of 56/100 (C).

BJ

Buy

52

out of 100

Grade: C-

Growth: 4.7Profit: 6.0Value: 6.0Quality: 5.8
Piotroski: 5/9Altman Z: 3.87

FDP

Buy

56

out of 100

Grade: C

Growth: 5.3Profit: 4.5Value: 6.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJUndervalued (+24.9%)

Margin of Safety

+24.9%

Fair Value

$132.45

Current Price

$91.43

$41.02 discount

UndervaluedFair: $132.45Overvalued
FDPUndervalued (+23.3%)

Margin of Safety

+23.3%

Fair Value

$52.06

Current Price

$41.49

$10.57 discount

UndervaluedFair: $52.06Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.8710/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
28.6%9/10

Every $100 of equity generates 29 in profit

FDP2 strengths · Avg: 10.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

EPS GrowthGrowth
56.7%10/10

Earnings expanding 56.7% YoY

Areas to Watch

BJ4 concerns · Avg: 3.5/10
PEG RatioValuation
2.364/10

Expensive relative to growth rate

EPS GrowthGrowth
3.5%4/10

3.5% earnings growth

Profit MarginProfitability
2.7%3/10

2.7% margin — thin

Operating MarginProfitability
3.2%3/10

Operating margin of 3.2%

FDP4 concerns · Avg: 3.5/10
PEG RatioValuation
2.354/10

Expensive relative to growth rate

Revenue GrowthGrowth
0.6%4/10

0.6% revenue growth

Market CapQuality
$1.97B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.6%3/10

ROE of 4.6% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : FDP

The strongest argument for FDP centers on Price/Book, EPS Growth.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.

Bear Case : FDP

The primary concerns for FDP are PEG Ratio, Revenue Growth, Market Cap. Thin 2.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

BJ carries more volatility with a beta of 0.33 — expect wider price swings.

BJ is growing revenue faster at 5.6% — sustainability is the question.

BJ generates stronger free cash flow (193M), providing more financial flexibility.

Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

FDP scores higher overall (56/100 vs 52/100). BJ offers better value entry with a 24.9% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Fresh Del Monte Produce Inc

CONSUMER DEFENSIVE · FARM PRODUCTS · USA

Fresh Del Monte Produce Inc. produces, markets and distributes fresh and fresh cut fruits and vegetables in North America, Europe, the Middle East, Africa, Asia and internationally. The company is headquartered in George Town, Cayman Islands.

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