BJs Wholesale Club Holdings Inc (BJ)vsGeneral Mills Inc (GIS)
BJ
BJs Wholesale Club Holdings Inc
$91.43
-0.82%
CONSUMER DEFENSIVE · Cap: $11.86B
GIS
General Mills Inc
$35.31
+2.44%
CONSUMER DEFENSIVE · Cap: $18.40B
Smart Verdict
WallStSmart Research — data-driven comparison
BJs Wholesale Club Holdings Inc generates 17% more annual revenue ($21.46B vs $18.37B). GIS leads profitability with a 12.0% profit margin vs 2.7%. BJ appears more attractively valued with a PEG of 2.36. GIS earns a higher WallStSmart Score of 59/100 (C).
BJ
Buy52
out of 100
Grade: C-
GIS
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+24.9%
Fair Value
$132.45
Current Price
$91.43
$41.02 discount
Margin of Safety
+8.2%
Fair Value
$53.36
Current Price
$35.31
$18.05 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Every $100 of equity generates 29 in profit
Attractively priced relative to earnings
Every $100 of equity generates 24 in profit
Areas to Watch
Expensive relative to growth rate
3.5% earnings growth
2.7% margin — thin
Operating margin of 3.2%
2.2% revenue growth
Grey zone — moderate risk
Weak financial health signals
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : BJ
The strongest argument for BJ centers on Altman Z-Score, Return on Equity.
Bull Case : GIS
The strongest argument for GIS centers on P/E Ratio, Return on Equity.
Bear Case : BJ
The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.
Bear Case : GIS
The primary concerns for GIS are Revenue Growth, Altman Z-Score, Piotroski F-Score.
Key Dynamics to Monitor
BJ is growing revenue faster at 5.6% — sustainability is the question.
GIS generates stronger free cash flow (296M), providing more financial flexibility.
Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
GIS scores higher overall (59/100 vs 52/100). BJ offers better value entry with a 24.9% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BJs Wholesale Club Holdings Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.
General Mills Inc
CONSUMER DEFENSIVE · PACKAGED FOODS · USA
General Mills, Inc., is an American multinational manufacturer and marketer of branded consumer foods sold through retail stores. It is headquartered in Golden Valley, Minnesota, a suburb of Minneapolis.
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