WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsHf Foods Group Inc (HFFG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 1647% more annual revenue ($21.46B vs $1.23B). BJ leads profitability with a 2.7% profit margin vs -3.2%. BJ appears more attractively valued with a PEG of 2.36. BJ earns a higher WallStSmart Score of 52/100 (C-).

BJ

Buy

52

out of 100

Grade: C-

Growth: 4.7Profit: 6.0Value: 6.0Quality: 5.8
Piotroski: 5/9Altman Z: 3.87

HFFG

Hold

44

out of 100

Grade: D

Growth: 6.0Profit: 2.5Value: 4.0Quality: 5.5
Piotroski: 5/9Altman Z: 1.90
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJUndervalued (+24.9%)

Margin of Safety

+24.9%

Fair Value

$132.45

Current Price

$91.43

$41.02 discount

UndervaluedFair: $132.45Overvalued

Intrinsic value data unavailable for HFFG.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.8710/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
28.6%9/10

Every $100 of equity generates 29 in profit

HFFG2 strengths · Avg: 10.0/10
Price/BookValuation
0.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
6111.0%10/10

Earnings expanding 6111.0% YoY

Areas to Watch

BJ4 concerns · Avg: 3.5/10
PEG RatioValuation
2.364/10

Expensive relative to growth rate

EPS GrowthGrowth
3.5%4/10

3.5% earnings growth

Profit MarginProfitability
2.7%3/10

2.7% margin — thin

Operating MarginProfitability
3.2%3/10

Operating margin of 3.2%

HFFG4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
0.9%4/10

0.9% revenue growth

Altman Z-ScoreHealth
1.904/10

Grey zone — moderate risk

Market CapQuality
$105.35M3/10

Smaller company, higher risk/reward

PEG RatioValuation
3.582/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : HFFG

The strongest argument for HFFG centers on Price/Book, EPS Growth.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.

Bear Case : HFFG

The primary concerns for HFFG are Revenue Growth, Altman Z-Score, Market Cap.

Key Dynamics to Monitor

BJ profiles as a value stock while HFFG is a turnaround play — different risk/reward profiles.

HFFG carries more volatility with a beta of 0.48 — expect wider price swings.

BJ is growing revenue faster at 5.6% — sustainability is the question.

BJ generates stronger free cash flow (193M), providing more financial flexibility.

Bottom Line

BJ scores higher overall (52/100 vs 44/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Hf Foods Group Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

HF Foods Group Inc. is a food service distributor for Asian restaurants located in the southeastern, Pacific and mountain regions of the western United States. The company is headquartered in City of Industry, California.

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