BJs Wholesale Club Holdings Inc (BJ)vsIngles Markets Incorporated (IMKTA)
BJ
BJs Wholesale Club Holdings Inc
$89.21
+0.92%
CONSUMER DEFENSIVE · Cap: $11.63B
IMKTA
Ingles Markets Incorporated
$91.15
+4.60%
CONSUMER DEFENSIVE · Cap: $1.68B
Smart Verdict
WallStSmart Research — data-driven comparison
BJs Wholesale Club Holdings Inc generates 307% more annual revenue ($21.97B vs $5.40B). BJ leads profitability with a 2.6% profit margin vs 1.9%. IMKTA appears more attractively valued with a PEG of 0.85. IMKTA earns a higher WallStSmart Score of 63/100 (C+).
BJ
Buy50
out of 100
Grade: C-
IMKTA
Buy63
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-71.6%
Fair Value
$58.00
Current Price
$89.21
$31.21 premium
Margin of Safety
-85.0%
Fair Value
$46.89
Current Price
$91.15
$44.26 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Every $100 of equity generates 23 in profit
Reasonable price relative to book value
Earnings expanding 70.1% YoY
Safe zone — low bankruptcy risk
Growing faster than its price suggests
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
2.6% margin — thin
Operating margin of 3.7%
Elevated debt levels
3.4% revenue growth
Smaller company, higher risk/reward
ROE of 6.3% — below average capital efficiency
1.9% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : BJ
The strongest argument for BJ centers on Altman Z-Score, Return on Equity.
Bull Case : IMKTA
The strongest argument for IMKTA centers on Price/Book, EPS Growth, Altman Z-Score. PEG of 0.85 suggests the stock is reasonably priced for its growth.
Bear Case : BJ
The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.
Bear Case : IMKTA
The primary concerns for IMKTA are Revenue Growth, Market Cap, Return on Equity. Thin 1.9% margins leave little buffer for downturns.
Key Dynamics to Monitor
IMKTA carries more volatility with a beta of 0.62 — expect wider price swings.
BJ is growing revenue faster at 9.9% — sustainability is the question.
IMKTA generates stronger free cash flow (67M), providing more financial flexibility.
Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
IMKTA scores higher overall (63/100 vs 50/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BJs Wholesale Club Holdings Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.
Ingles Markets Incorporated
CONSUMER DEFENSIVE · GROCERY STORES · USA
Ingles Markets, Incorporated operates a chain of supermarkets in the southeastern United States. The company is headquartered in Asheville, North Carolina.
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