WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsCoffee Holding Co Inc (JVA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 21241% more annual revenue ($21.46B vs $100.54M). BJ leads profitability with a 2.7% profit margin vs 1.9%. JVA appears more attractively valued with a PEG of 0.89. JVA earns a higher WallStSmart Score of 65/100 (B-).

BJ

Buy

52

out of 100

Grade: C-

Growth: 4.7Profit: 6.0Value: 6.0Quality: 5.8
Piotroski: 5/9Altman Z: 3.87

JVA

Strong Buy

65

out of 100

Grade: B-

Growth: 8.7Profit: 5.0Value: 8.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJUndervalued (+24.9%)

Margin of Safety

+24.9%

Fair Value

$132.45

Current Price

$91.43

$41.02 discount

UndervaluedFair: $132.45Overvalued
JVAUndervalued (+88.3%)

Margin of Safety

+88.3%

Fair Value

$27.30

Current Price

$4.65

$22.65 discount

UndervaluedFair: $27.30Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.8710/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
28.6%9/10

Every $100 of equity generates 29 in profit

JVA5 strengths · Avg: 8.4/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

PEG RatioValuation
0.898/10

Growing faster than its price suggests

P/E RatioValuation
14.5x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
20.0%8/10

Revenue surging 20.0% year-over-year

EPS GrowthGrowth
42.9%8/10

Earnings expanding 42.9% YoY

Areas to Watch

BJ4 concerns · Avg: 3.5/10
PEG RatioValuation
2.364/10

Expensive relative to growth rate

EPS GrowthGrowth
3.5%4/10

3.5% earnings growth

Profit MarginProfitability
2.7%3/10

2.7% margin — thin

Operating MarginProfitability
3.2%3/10

Operating margin of 3.2%

JVA3 concerns · Avg: 3.0/10
Market CapQuality
$28.09M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.8%3/10

ROE of 6.8% — below average capital efficiency

Profit MarginProfitability
1.9%3/10

1.9% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : JVA

The strongest argument for JVA centers on Price/Book, PEG Ratio, P/E Ratio. Revenue growth of 20.0% demonstrates continued momentum. PEG of 0.89 suggests the stock is reasonably priced for its growth.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.

Bear Case : JVA

The primary concerns for JVA are Market Cap, Return on Equity, Profit Margin. Thin 1.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

BJ profiles as a value stock while JVA is a growth play — different risk/reward profiles.

JVA carries more volatility with a beta of 1.42 — expect wider price swings.

JVA is growing revenue faster at 20.0% — sustainability is the question.

BJ generates stronger free cash flow (193M), providing more financial flexibility.

Bottom Line

JVA scores higher overall (65/100 vs 52/100) and 20.0% revenue growth. BJ offers better value entry with a 24.9% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Coffee Holding Co Inc

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

Coffee Holding Co., Inc. manufactures, roasts, packs, markets and distributes roast and blended coffees in the United States, Australia, Canada, England and China. The company is headquartered in Staten Island, New York.

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